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AmEx Gold Butterfly Credit Card Keychain
Guest: spjoink Credit Expert (100+ Posts) Post subject: AmEx Gold Butterfly Credit Card KeychainPosted: Fri Jun 23, 2006 7:29 pm its coming soon
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Guest: Khurram Posted: Sat Jun 24, 2006 11:37 pm How do you go about getting one of these? I already have a gold card from amex, but I called them up and the rep said she had no idea what card I was talking about..
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Guest: spjoink Credit Expert (100+ Posts) Posted: Sun Jun 25, 2006 4:12 am its by invitation only ,....its a marketing campaign
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Guest: Tek Posted: Mon Jun 26, 2006 11:31 pm Just got it today. Very neat. I got lots of attention the first time I used it. The metal case is slightly heavy, but makes a nice key chain. The card itself can be left in the case or pulled out. It has two slots on the back bottom corners. These slots lock the card into the case. The card itself is a brighter gold and has black embossed writing on the front. The back has a shiny silver magnetic strip that says "world of service" (like the platinum card). I compare this to my current gold card, which has silver embossed writing and a plain gold magnetic strip. The card does fold. I don't know how well this will last, but I am giving it a try. When it is not folded the card appears to be a normal AMEX card, except the slight crease and slots on the back. I find the case hard to open at time. However, it is brand-new and I am sure it will wear in. When you do open the case the card automatically unfolds. The card has a different number on it, but is tracked under your main card / account. Any purchases on the butterfly are categorized under a separate portion of your statement. My only gripe is that the metal case gets scratched very easily. I have had it on my key chain for less than 12 hours and it already has visible scratches and marks on it. Not a big deal, but I was hoping the case was more durable than this. It can be easily detached with a small c-clip. It looks awesome and I almost want to leave it off my key chain to prevent damage to the metal case. However, that would defeat the purpose. It beats the mini-credit cards you see from Discover and BOA because the butterfly can be removed from the case to be a full-sized traditional card for all your swiping needs. Many mini-cards can only be swiped in certain readers. Hope you enjoyed my mini-review. Excuse any spelling / grammar errors. I wrote this at 12:30AM and I am half asleep. Thoughts? Also, why is this considered a marketing campaign?
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No Cash Back on American Express Gold Butterfly Credit Card
Guest: hesiden Credit Expert (100+ Posts) Post subject: No Cash Back on American Express Gold Butterfly Credit CardPosted: Mon Jun 19, 2006 12:25 pm "make heads turn", I'd rather get 5% back than turn heads.
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Guest: QikPass Credit Expert (100+ Posts) Posted: Mon Jun 19, 2006 12:49 pm So would I, but gold card dosent do cash back. So for someone who already has this card, mite be worth a look . As far as im concerned, i could see this being useful for hitting the gym, park, etc, but other than that, nada. _________________ Fortune Favors The Bold...
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Guest: Board Monitor Board Monitor/ Administrator Posted: Mon Jun 19, 2006 12:56 pm Very cool! Thanks for posting. _________________ Regards, Curtis Arnold Board Monitor http://www.CardRatings.com 20K+ Credit Card Reviews Sign up for our free monthly e-mail newsletter!
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Guest: Messiah Posted: Fri Jun 23, 2006 6:00 pm Very cool. Wish the platinum card had it.
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Easy to Carry AmEx Gold Butterfly Credit Card
Guest: Brammy Post subject: Easy to Carry AmEx Gold Butterfly Credit CardPosted: Sat Jun 17, 2006 10:51 pm I want one but I'd be afraid I'd lose it and someone else can go showing off all over town I'll take my bulky wallet or my clutch over that.
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Guest: QikPass Credit Expert (100+ Posts) Posted: Sun Jun 18, 2006 12:12 am Could work when I'm heading to the gym and dont wanna tek a wallet, etc. But then again, i oly have AMEX credit cards, so none for me... _________________ Fortune Favors The Bold...
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Guest: EasyRhino Posted: Sun Jun 18, 2006 11:40 am That does look awfully spiffy. Not $75 a year spiffy, but pretty darn spiffy.
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Guest: multiplierx Posted: Mon Jun 19, 2006 11:02 am That is probably the nicest card accessory I've seen.
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American Express Gold Butterfly Credit Card Offer
Guest: Tek Post subject: American Express Gold Butterfly Credit Card Offer Posted: Sat Jun 17, 2006 3:28 pm I just got an offer from American Express to add a free Gold Card Butterfly to my account. Has anybody used one yet? www.americanexpress.com/butterfly Can carry it on your keys and stuff.
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Guest: QikPass Credit Expert (100+ Posts) Posted: Sat Jun 17, 2006 5:18 pm Sweet! Seems like a nice headturner... _________________ Fortune Favors The Bold...
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Guest: mouse SENIOR MEMBER (Member for 2 yrs.+) Posted: Sat Jun 17, 2006 6:27 pm Quote: "Tek" I just got an offer from American Express to add a free Gold Card Butterfly to my account. Has anybody used one yet? www.americanexpress.com/butterfly Can carry it on your keys and stuff. I DIDN'T WANT THE MINI KEYCHAIN CREDIT CARD FROM BofA (and others)...WHY WOULD I WANT ONE FROM AMEX??? (even if it is a little different)
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Guest: Kajjers Posted: Sat Jun 17, 2006 9:33 pm I want one!
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Business Credit Card not on Credit Report
Guest: fire3000 Credit Expert (100+ Posts) Post subject: Business Credit Card not on Credit ReportPosted: Mon Jun 26, 2006 8:43 pm I was approved for a Chase business card even though I did not state a business name on the application. I use it as a personal card and it is shown on my Equifax report just like my other cards.
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Guest: BigDog Posted: Mon Jun 26, 2006 11:42 pm have had a Cap 1 business card for years. They don't report anywhere. At least not for me.
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Business Credit Cards on Personal Credit History?
Guest: vasili123 Post subject: Business Credit Cards on Personal Credit History?Posted: Sun Jun 25, 2006 7:57 pm (Business Credit Cards) I know they don't post it to your personal credit report....But where do they post it to....If you have Business Credit Cards do other credit card companies have access to those records? If someone has knowledge about Business Credit Cards and how that side works please post....
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Guest: tonyb Posted: Sun Jun 25, 2006 8:35 pm I believe they do post to your personal credit report. For small businesses, the credit cards are always tied to a person rather than to just the business. Since incorporating can become a liability shield, credit card companies know if a company runs up a bunch of debt and goes bankrupt, they can't go after the owners unless they tie the credit to a person, and not a business. They may be tied to the business, I'm not sure in what way, but they're definately tied to a person.
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Guest: vasili123 Posted: Sun Jun 25, 2006 8:39 pm They don't post it to your personal credit report. I have plenty of Business Credit Cards I just want to know if they post it somewhere else, and if credit card companies have access to how much business credit you have. Basically, I wanna know how that side of credit works.
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Guest: Sporty Posted: Sun Jun 25, 2006 8:46 pm Both Equifax and Experian have business credit reports. Your small business cards will almost always report there. Check Creditboards.com for more info on business credit creditboards.com/forums/index.php?showforum=27
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Guest: Sporty Posted: Sun Jun 25, 2006 8:57 pm Quote: I believe they do post to your personal credit report. For small businesses, the credit cards are always tied to a person rather than to just the business. Since incorporating can become a liability shield, credit card companies know if a company runs up a bunch of debt and goes bankrupt, they can't go after the owners unless they tie the credit to a person, and not a business. They may be tied to the business, I'm not sure in what way, but they're definately tied to a person. Some business cards require a personal guarantee, some don't. Some will pull your personal credit when applying, and some won't. Depends on the card and also if your business has established credit for them to issue the card solely tied to the credit of the business.
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Searching for Credit Card Offer with Rewards and Cash Back
Guest: quiznut1 Credit Expert (100+ Posts) Post subject: Searching for Credit Card Offer with Rewards and Cash BackPosted: Sun Jun 25, 2006 12:46 pm Quote: RBS has a card that give you 3% I think on your highest category of purchases. I think its invite only. THis is the sleeper card of the year! Yeah, you're right cameron. 3% is sweet. I've called RBS however and they have told me that this card is not invite only. Any other thoughts or suggestions on the next up and coming card of the future?
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Guest: TomfromCT Credit Expert (100+ Posts) Posted: Mon Jun 26, 2006 9:00 am I agree about the BOAMBNA offering idea. They NEED a 5% back card. I will be first in line to apply. I maxed out Discy 5% already and I will soon be maxing out Citi's 300 back. Cards that offer the 5% back but only for a limited time are useless _________________ Humor free posting since June, 2006 Avg FICO 738 2 reports full of perfection 1 report with 1 derog.
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Guest: Ira SENIOR MEMBER (Member for 2 yrs.+) Posted: Mon Jun 26, 2006 10:06 am Quote: Humor free posting since June, 2006 You ought to change this to true SNL notation: Humor free posting for 1/12th of a year _________________ Do not let what you cannot do interfere with what you can do. Ira
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Guest: TomfromCT Credit Expert (100+ Posts) Posted: Mon Jun 26, 2006 7:11 pm [quote="Ira"]Quote: Humor free posting since June, 2006 You ought to change this to true SNL notation: Humor free posting for 1/12th of a year[/quote] Yea and this too Ira, XXX XX XX X XXXX XX X XXXX XX XXXX. (edited for humor) _________________ Humor free posting since June, 2006 Avg FICO 738 2 reports full of perfection 1 report with 1 derog.
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Guest: QikPass Credit Expert (100+ Posts) Posted: Mon Jun 26, 2006 11:53 pm Tom, why no more humor ? Fico got ya down? _________________ Fortune Favors The Bold...
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Best Cash Back and Rewards Credit Card?
Guest: quiznut1 Credit Expert (100+ Posts) Post subject: Best Cash Back and Rewards Credit Card?Posted: Wed Jun 21, 2006 2:12 pm That my friend is the question, and I am refering to cash back and reward credit cards. Anyone have any inside info on new cards to be released this year? Or if you have a thought about what the credit card issuers will come up with in the future, let's hear it!
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Guest: hesiden Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 2:22 pm IMHO BoA/MBNA needs a 5% reward card to match Citi and Chase's 5% on "everyday purchases" reward cards. Even Discover and Amex have 5% reward cards, just not as good.
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Guest: BLT Posted: Wed Jun 21, 2006 7:23 pm I actually got a pre-approved offer for BoA Financial Rewards with 5% cash back on gas, groceries, and pharmacies through mid-'07. 1% after that - which makes it almost useless to me.
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Guest: EasyRhino Posted: Wed Jun 21, 2006 9:38 pm Hey, the Financial Rewards card even gives you points for balance transfers, which is ripe for all kinds of abuse I'm seeing how it works right with an Efectiva, which is basically the bilingual Financial Rewards card. The Discover Business card (which gives cashback on checks) is potentially very exciting, although I don't have the balls to pay my rent with them (which they say is against the terms of the card).
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Guest: cameron Posted: Thu Jun 22, 2006 12:34 pm RBS has a card that give you 3% I think on your highest category of purchases. I think its invite only. THis is the sleeper card of the year!
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Chase Cash Plus or Citi Dividends Rewards Credit Cards?
Guest: Username Post subject: Chase Cash Plus or Citi Dividends Rewards Credit Cards? Posted: Tue Jun 27, 2006 5:21 am that you can get rewards for gift certificates that they offer and it doesn't count againt your 300.00 per year cash back limit? I can't remember, but want to say it's the Citi card. I reached my limit of 300.00 on the Chase card so started using the Citi card, but have a purchase of about 3,000 that I'll be making later in the week, but since that's more than I wanted to pay off in one month, I was thinking of putting it on my Chase card because I still have a 0% interest rate on it until Sept. I only want to do that if I can get some type points or something toward a gift certificate with Chase though. Thank in advance.
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Guest: EasyRhino Posted: Tue Jun 27, 2006 6:03 am Pretty sure the Chase Cash Plus has a 300 yearly limit for all media. I hear it's the Rewards Plus which has like $150 extra for gift cards. Don't know about the Citi policy, sorry.
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Guest: stevejk Credit Expert (100+ Posts) Posted: Tue Jun 27, 2006 8:57 am With the Citi Dividends card, it is $300 maximum cash back on purchases with the card in everyday life. However, if you make purchases through their Citi Merchants Network website, then there is no maximum cash back. That is, you can earn more than $300 per calendar year, but anyone over $300 has to be purchases from the Citi Merchants Network website. With Chase Cash Plus, it is $300 maximum cash back per calendar year. With Chase Rewards Plus (which may or may not still be available) it is $600 maximum is cash back and $150 in gift cards. That is, $750 maximum per anniversary year but only $600 can be in cash, the rest must be in in gift cards. That's probably why Chase is phasing it out. Much too generous of rewards. Even if they lower it to $300 in cash and $450 in gift cards, the choice of gift cards is such that I'm sure I can find a store that I frequent -- I can't go wrong with JC Penney and Bed, Bath, and Beyond. Steve
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CitiBank Credit Card E-Saving Now at 5%
Guest: QikPass Credit Expert (100+ Posts) Post subject: CitiBank Credit Card E-Saving Now at %5Posted: Mon Jun 26, 2006 9:53 am CITI e-saving now at 5% _________________ Fortune Favors The Bold...
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Guest: creditnewbie Credit Expert (100+ Posts) Posted: Mon Jun 26, 2006 2:11 pm I'm enjoying this interest battle between HSBC and Citibank. Soon, their interest rates will match the APR they charge customers.
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Guest: gsr Posted: Mon Jun 26, 2006 5:58 pm does anyone know if i open a checking account in a branch, they pull a credit report?
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Guest: creditnewbie Credit Expert (100+ Posts) Posted: Mon Jun 26, 2006 8:19 pm Yes they will pull a credit report. They have it posted all over due to "homeland security." All new accounts will get hard pulls.
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Guest: stevejk Credit Expert (100+ Posts) Posted: Tue Jun 27, 2006 9:05 am Whoops, didn't see this post before I posted it in the money tips forum. Didn't think to look in the credit card forum for posts about savings accounts.
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