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CIT Bank Credit Cards Finance for Dell and Gateway
Guest: bullwinkle29 Credit Expert (100+ Posts) Post subject: CIT Bank Credit Cards Finance for Dell and GatewayPosted: Wed Jun 14, 2006 3:26 pm i've 2 citi credit cards, i've never had any issues yet. been w/them for 2 months now. c/s is great. i've the citi diamond rewards m/c and the citi diamond amex
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Guest: TomfromCT Credit Expert (100+ Posts) Posted: Wed Jun 14, 2006 5:02 pm CIT bank as someone said does Dell's crdit program. I think they are doing Gateways now too. The credit app on both sites is the same. CIT bank is not to be confused with CITI bank. CIT bank does financing in several business areas. Capital Improvement, International Business Financing, etc etc. They do not always get the best reviews on their consumer financing. Ask Arahad. _________________ Avg FICO 738 2 reports full of perfection 1 report with 1 derog.
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Guest: kingcalvin Posted: Thu Jun 15, 2006 9:58 am and as I stated before... they are a wholesale "bad credit" lender with high risk mortgage loans... high rates and fees. _________________ Find Credit Card Offers Mortgage Information
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Want Information on CIT Bank Credit Card Offer
Guest: Brammy Post subject: Want Information on CIT Bank Credit Card OfferPosted: Wed Jun 14, 2006 10:29 am Anyone ever heard of CIT bank? If so what can you tell me about it?
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Guest: hdporter Credit Expert (100+ Posts) Posted: Wed Jun 14, 2006 11:24 am CIT offers a credit facility for merchants to provide purchase financing to their customers. One of their largest clients is Dell Computer, through whom I have an 18 mo 0% account. - Harry
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Guest: kingcalvin Posted: Wed Jun 14, 2006 1:36 pm CIT is also a "bad credit" mortgage providor. Find Credit Card Offers Mortgage Information
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Guest: Brammy Posted: Wed Jun 14, 2006 1:39 pm I got a preapproved credit offer from them and wanted to know if anyone has experience with them.
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Searching for Information on Yamaha, Suzuki and Kawasaki Credit Card Offers
Guest: rchurchman Post subject: Searching for Information on Yamaha, Suzuki and Kawasaki Credit Card OffersPosted: Wed Jun 21, 2006 11:58 am How hard is it and/or the requirement to be approved for either of the above listed cards (for motorcycle purchase)? I currently am 2 months away from being 2 yrs post bankruptcy and my scores are as follows: TU 666 EQ 637 EX 678 I have no derogs since the discharge and my report now is cleaned up from months of hard work... but I wanted to know when I should expect to be able to be approved for any of the above cards.. Any ideas?
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Cash Back Credit Card Offer from Citi Dividend
Guest: maddybeagle Credit Expert (100+ Posts) Post subject: Cash Back Credit Card Offer from Citi DividendPosted: Wed Jun 21, 2006 6:32 am I think this is a repost. I got the offer on my card that has large bt. Didnt get on my purchase card
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Guest: Board Monitor Board Monitor/ Administrator Posted: Wed Jun 21, 2006 7:57 am Quote: I got the offer on my card that has large bt. Didnt get on my purchase card. Go figure! Regards, Curtis Arnold Board Monitor http://www.CardRatings.com 20K+ Credit Card Reviews Sign up for our free monthly e-mail newsletter!
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Guest: db619196 Posted: Wed Jun 21, 2006 9:34 am [quote="shooter"]Darn, no such luck for me. That would be great though. Have you been using your Dividend card or are they trying to spark some activity?[/quote] My brother didn't get the offer when he logged in, and I said "log out and come back on and see what happens." Sure enough, he got the restaurant and hotel offer the next time. Log in and out of your online Citi account, and it just may pop up. It worked for my girlfirend's account too. I didn't bother trying myself since I have the MTVu card. David
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Guest: hesiden Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 9:55 am No luck or me or my wife. I have a BT going in mine and my wife uses hers all the time.
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Guest: shooter Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 6:31 pm [quote="db619196"][quote="shooter"]Darn, no such luck for me. That would be great though. Have you been using your Dividend card or are they trying to spark some activity?[/quote] My brother didn't get the offer when he logged in, and I said "log out and come back on and see what happens." Sure enough, he got the restaurant and hotel offer the next time. Log in and out of your online Citi account, and it just may pop up. It worked for my girlfirend's account too. I didn't bother trying myself since I have the MTVu card. David[/quote] Nope tried three times but no luck. I have a BT going on mine as well but I'd be willing to transfer it over to another 0% offer I have with Cit. Maybe I'll get it in the mail.
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Citi Dividend Credit Card Offer - 5% Cash Back on Hotels & Restaurants
Guest: Username Post subject: Citi Dividend Credit Card Offer - 5% Cash Back on Hotels & Restaurants Posted: Tue Jun 20, 2006 7:43 pm I just activated this offer online while I was checking my activity at Citicards.com. Wow! 5% off at restaurants and hotels until 9-15. That's great. As a valued Citi® Dividend cardmember, you can earn 5% cash back 1 on restaurant and hotel purchases 2 made with your Citi® Dividend Card through 9/15/06. 1 Earn up to 300 Dividend Dollars in a calendar year, payable only upon your request in checks of at least $50. This maximum will include any bonus cash back you may earn. 2 In order to qualify for this offer, your card account referenced above must be open and not in default under any card agreement at all times. If your account is closed for any reason, including if you convert to another card product, you may no longer qualify for this offer. Restaurants are merchants that prepare food and drinks for immediate consumption, typically on the merchant's premises. Such merchants provide table service by a waiter or waitress, and a gratuity may be added to the bill. Fast food restaurants are merchants that sell prepared food and beverages for immediate consumption either on the premises or packaged for carryout. Hotels are establishments that provide lodging and usually meals and other services for travelers and paying guests. We do not determine whether or not merchants classify purchases as being made at restaurants and hotels, but do reserve the right to determine which purchases qualify.
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Guest: shooter Credit Expert (100+ Posts) Posted: Tue Jun 20, 2006 10:44 pm Darn, no such luck for me. That would be great though. Have you been using your Dividend card or are they trying to spark some activity?
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Guest: JakeC Posted: Tue Jun 20, 2006 11:53 pm When you log into your account summary, click on "Today's Special Offers". It worked for me. Jake C Bal Harbour, FL
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Guest: JaneiR36 Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 1:41 am OKay, fine! I'll start using this card to buy gas, so maybe I, too, can get some of these promotions!
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Guest: bullet875 Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 5:24 am Darn! I didn't ge that offer...maybe I should call and complain! Granted I do charge about $200 a month on my card....maybe I need to stop using it for awhile.
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Guest: requiredfield Posted: Wed Jun 21, 2006 5:43 am Quote: Darn! I didn't ge that offer...maybe I should call and complain! Granted I do charge about $200 a month on my card....maybe I need to stop using it for awhile. I wouldn't, stop using it that is. I have charged more than that the last few months and I got my offer in the mail. I checked the web site before calling to activate and I didn't see it there.
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Denied for HSBC Credit Card
Guest: Brammy Post subject: Denied for HSBC Credit CardPosted: Wed Jun 21, 2006 6:37 pm [quote="mouse"]I WAS DENIED[/quote] You were denied for HSBC??? You'd better pull a report
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Guest: Brammy Posted: Wed Jun 21, 2006 6:37 pm [quote="Brammy"]I'm shocked too. They ratejacked me at that usage. I must admit that after going through heck and high water I was surprised to see that they had a change of mind.[/quote] Oh I forgot to add that after the change of heart they gave me a limit increase.
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Guest: mouse SENIOR MEMBER (Member for 2 yrs.+) Posted: Wed Jun 21, 2006 6:41 pm Quote: "Brammy" Quote: "mouse" I WAS DENIED You were denied for HSBC??? You'd better pull a report I DO EVERY DAY (AMEX DAILY) Nothing BAD...never have been
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Guest: Brammy Posted: Wed Jun 21, 2006 6:44 pm [quote="mouse"]Quote: "Brammy" Quote: "mouse" I WAS DENIED You were denied for HSBC??? You'd better pull a report I DO EVERY DAY (AMEX DAILY) Nothing BAD...never have been[/quote] HSBC is famous for looking at utilization even if its only on ONE card.
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Credit Line Increased on HSBC Credit Card
Guest: AJ Post subject: Credit Line Increased on HSBC Credit CardPosted: Tue Jun 20, 2006 5:39 am I was shock to see my credit limit increased by 1200 without asking. I only had the account for 6 months. I have 0% on transfers , had a 5k limit, and only left $850 on the card. I guess it's because I have a 14k Gm card with a balance of $0. I had the account for 5 years, and never used more tha 50 percent of it
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Guest: Brammy Posted: Tue Jun 20, 2006 7:31 am I'm shocked too. They ratejacked me at that usage. I must admit that after going through heck and high water I was surprised to see that they had a change of mind.
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Guest: gsr Posted: Tue Jun 20, 2006 11:38 pm maybe something wrong wit hsbc, i only had there card for 2 months, and i used it to buy a soda. They gave me an incrase from 1000.00 too 4000 something. _________________ 6 Months of credit = 1.Bank of America Platinum Student 2.Citi Dividend Student 3.Citi Mtvu Student 4.Hsbc Cash Back Platinum Select 5.Paypal Platinum
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Guest: tonyb Posted: Wed Jun 21, 2006 9:27 am I've been given credit increases on cards too without ever asking for it. I don't know what secret forumula they use, but it happens. I had one card where almost every 2 months I got a $2K increase for a year.
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Guest: hesiden Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 9:43 am HSBC gave me a 1000 credit line...when a typical line for me was 15K. Complained and the upped to 5000 with another hard pull. Not even worth using the 0% BT with $75 max, sock drawered.
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Guest: mouse SENIOR MEMBER (Member for 2 yrs.+) Posted: Wed Jun 21, 2006 5:27 pm I WAS DENIED
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Credit Line Increase Link for HSBC Credit Card
Guest: BigDog Post subject: Credit Line Increase Link for HSBC Credit CardPosted: Wed Jun 21, 2006 10:23 am Hi, I noticed that HSBC has a "Request a Credit Limit Increase" link. It says and I quote: In order to process this credit limit increase request, click the "Submit" button below. HAS ANYONE TRIED THIS AND DO THEY DO A HARD OR SOFT INQ PS - if you click on the statement tab on the top of the page. You will see the link CLI button on the right hand side of the page.
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Guest: hesiden Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 10:54 am Mine says: "In order to process this credit limit increase request, we may obtain a current copy of your credit report. To authorize this request, click the "Submit" button below." Smells like a hard pull to me, or at least they can if they want. I'd call if you want to try for a no hard CLI.
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Guest: eastbaykitten Posted: Wed Jun 21, 2006 7:05 pm I have two Household Cards (sub prime HSBC). They have this button, but after you link it it tells you to call them. You call and you get horrible service from India somewhere. I have had 2 unauthorized pulls by doing this and at the time of call, I was eligible for an increase for a small fee. Didn't bite. BTW, I complained about the pulls and got a generic "whatever" email from HSBC. Too bad I have **** credit and need them. _________________ "The ONLY difference between tattooed people and non-tattooed people is that we don't care if you're not tattooed." ~Anonymous
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Guest: Brammy Posted: Wed Jun 21, 2006 7:07 pm [quote="eastbaykitten"]I have two Household Cards (sub prime HSBC). They have this button, but after you link it it tells you to call them. You call and you get horrible service from India somewhere. I have had 2 unauthorized pulls by doing this and at the time of call, I was eligible for an increase for a small fee. Didn't bite. BTW, I complained about the pulls and got a generic "whatever" email from HSBC. Too bad I have **** credit and need them.[/quote] Be patient. You'll soon start getting better offers as soon as your good payment history starts showing up. They get the attitude that this is all you can get but start applying for those better mailers and online in about 6 months or so.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Cash Back and Rewards, the Next Great Credit Card?
Guest: quiznut1 Credit Expert (100+ Posts) Post subject: Cash Back and Rewards, the Next Great Credit Card?Posted: Wed Jun 21, 2006 2:12 pm That my friend is the question, and I am refering to cash back and reward credit cards. Anyone have any inside info on new cards to be released this year? Or if you have a thought about what the credit card issuers will come up with in the future, let's hear it!
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Guest: hesiden Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 2:22 pm IMHO BoA/MBNA needs a 5% reward card to match Citi and Chase's 5% on "everyday purchases" reward cards. Even Discover and Amex have 5% reward cards, just not as good.
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Guest: BLT Posted: Wed Jun 21, 2006 7:23 pm I actually got a pre-approved offer for BoA Financial Rewards with 5% cash back on gas, groceries, and pharmacies through mid-'07. 1% after that - which makes it almost useless to me.
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Will I be approved for another credit card?
Guest: jojo Post subject: Will I be approved for another credit card?Posted: Wed Jun 21, 2006 1:23 am i have 5 cards,and i am going to apply a new card soon,my balance/credit limit ratio is 25%-30%.(with credit score around 740) my question is,in this case,if i'm going apply a new card right now,what is the passibilyty for i will get approve?zero balance is the perfect time to apply? will u guys plz give me some advise?thank you!
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Guest: jlrdc909 Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 5:01 am I love zero Balances, however, I have seen posts here that some people had "No" revolving debt and were denied. I think most CC companies (if they dont want you as a customer)will do anything to either deny or (if they want you) find a way to approve you.
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Guest: QikPass Credit Expert (100+ Posts) Posted: Wed Jun 21, 2006 7:37 am I'm not a credit analyst for a CC company, but with a 740 score and a relatively low credit ratio, there really shouldnt be any reason why you dont get approved. Just apply for the card you want, and wait and see what happens. Good Luck, Fortune Favors The Bold...
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Guest: jojo Posted: Wed Jun 21, 2006 4:55 pm thank you guys!
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Guest: jojo Posted: Wed Jun 21, 2006 8:48 pm i didn't Received those good CC company's applications in the mail recently,because my totally credit balance around 30%?is this the matter?
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