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Thursday, July 20, 2006

Should I apply for American Express Green Credit Card?

Guest: TomfromCT
Credit Expert (100+ Posts)
Post subject: Should I apply for American Express Green Credit Card?
Posted: Wed Jul 19, 2006 4:06 pm

You might want to have a year of credit history under your belt before you go and try for AMEX
_________________
Humor free posting since June, 2006

Avg FICO 738

2 reports full of perfection

1 report with 1 derog.


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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Jul 19, 2006 6:18 pm

Quote:

"nefertiti66"
I was just denied the blue cash rewards card.

Reasons:
Insufficient utilization information
too few established accounts-length of time accounts have been established.


Can I reapply online for the green card without a second hard pull or should i just give up for now until my cap1 card can show some history for 6 months.

AMEX likes 2 years of history minimum


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Guest: davej
Posted: Thu Jul 20, 2006 3:05 am

I was able to get my AmEx Optima Platnium with only a year's spotless history...


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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Thu Jul 20, 2006 3:55 am

Quote:

"davej"
I was able to get my AmEx Optima Platnium with only a year's spotless history...

OK.....

Then the person that gave me the information was LIED TO


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Guest: davej
Posted: Thu Jul 20, 2006 4:15 am

Not necessarily, I guess it's all about banks being flexible sometimes...


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