Want Opinions on Capital One Credit Cards
Guest: AJ
Posted: Mon Jun 12, 2006 4:37 pm
Post subject: Want Opinions on Capital One Credit Cards
Should I be grateful of having fixed rates of 12.9 on both Mc & V? My limits are 5300 & 4900. The accounts were open in 2001 . They just recently switched the cards to the no hassle cards, but they didn't change the limits, but I still have the same fixed rates. When I ask for an increase in my limits, they say they are not taking requests , when I qualify, it will show on my next statement. How do you qualify? I just wanted to hear from someone who has a capital one card. Oh, and by the way, they keep sending me transfer checks at 2.9 fixed for the life of the loan.
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jun 12, 2006 4:42 pm
Quote:
"AJ"
Should I be grateful of having fixed rates of 12.9 on both Mc & V? My limits are 5300 & 4900. The accounts were open in 2001 . They just recently switched the cards to the no hassle cards, but they didn't change the limits, but I still have the same fixed rates. When I ask for an increase in my limits, they say they are not taking requests , when I qualify, it will show on my next statement. How do you qualify? I just wanted to hear from someone who has a capital one card. Oh, and by the way, they keep sending me transfer checks at 2.9 fixed for the life of the loan.
NO CLI's BY REQUEST
THEY DON'T GIVE THEM AT THEIR REQUEST EITHER
12.90% IS HIGH
I HAVE 5.90% (TOO HIGH FOR ME)
UNLESS YOU REALLY NEED BOTH CARDS I WOULD COMBINE THEM INTO 1
(if they let you)
I DID IT LIKE 5 TIMES (years ago)
But many people have been told NO
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Jun 12, 2006 5:37 pm
We dont have any of their cards. I really dont like them doing 3 CRA inquiries to see what is on all of your reports.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jun 12, 2006 8:19 pm
Quote:
"maddybeagle"
We dont have any of their cards. I really dont like them doing 3 CRA inquiries to see what is on all of your reports.
2 or 3
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Mon Jun 12, 2006 4:37 pm
Post subject: Want Opinions on Capital One Credit Cards
Should I be grateful of having fixed rates of 12.9 on both Mc & V? My limits are 5300 & 4900. The accounts were open in 2001 . They just recently switched the cards to the no hassle cards, but they didn't change the limits, but I still have the same fixed rates. When I ask for an increase in my limits, they say they are not taking requests , when I qualify, it will show on my next statement. How do you qualify? I just wanted to hear from someone who has a capital one card. Oh, and by the way, they keep sending me transfer checks at 2.9 fixed for the life of the loan.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jun 12, 2006 4:42 pm
Quote:
"AJ"
Should I be grateful of having fixed rates of 12.9 on both Mc & V? My limits are 5300 & 4900. The accounts were open in 2001 . They just recently switched the cards to the no hassle cards, but they didn't change the limits, but I still have the same fixed rates. When I ask for an increase in my limits, they say they are not taking requests , when I qualify, it will show on my next statement. How do you qualify? I just wanted to hear from someone who has a capital one card. Oh, and by the way, they keep sending me transfer checks at 2.9 fixed for the life of the loan.
NO CLI's BY REQUEST
THEY DON'T GIVE THEM AT THEIR REQUEST EITHER
12.90% IS HIGH
I HAVE 5.90% (TOO HIGH FOR ME)
UNLESS YOU REALLY NEED BOTH CARDS I WOULD COMBINE THEM INTO 1
(if they let you)
I DID IT LIKE 5 TIMES (years ago)
But many people have been told NO
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Jun 12, 2006 5:37 pm
We dont have any of their cards. I really dont like them doing 3 CRA inquiries to see what is on all of your reports.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Jun 12, 2006 8:19 pm
Quote:
"maddybeagle"
We dont have any of their cards. I really dont like them doing 3 CRA inquiries to see what is on all of your reports.
2 or 3
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:01 PM
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