For which of these credit cards should I apply?

Guest: BigDog
Posted: Tue Jun 13, 2006 1:22 am
Post subject: For which of these credit cards should I apply?

HI,

I am in search of a business credit card and here is what I came up with.
Looking to do a 2500 balance transfer from a Cap oNE card and use some credit for working capital.

1 - Advanta - great 0% BT offer until sep 2007 and a 7.99% puchases - a 5% rebate with a $300.00 cap per year and a $25 cap per month max.

2 - Chase - 12 months 0% BT and purchase. ( I already have 3 personal chase accounts)

3 - Citibank - the same as chase

4 - Discover Card - 0% for 9 months

my scores are arounf 750 across the board

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Guest: fire3000
Posted: Tue Jun 13, 2006 7:49 am

I have the Chase business card (#2 on your list). They approved me with a 12K limit even though I had three other Chase cards open. My score is upper 600's. They pay 3% cash back at home improvement stores, office supply, Gas, and restaurants and 1% on everything else. $40 cap per month. 0% on BT and purchases for 12 months. No annual fee. I do not even have a business.

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Guest: hesiden
Credit Expert (100+ Posts)
Posted: Tue Jun 13, 2006 10:50 am

All 4.

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Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Tue Jun 13, 2006 1:04 pm

Citi


Advanta : Nice but limited flexibility on CL's

Chase : You already have alot with them - diversify

Discover card: now letting merchants upcharge you for using the dicover card
_________________
Avg FICO 738

2 reports full of perfection

1 report with 1 derog.

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CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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