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Friday, June 16, 2006

Balance Transfer Credit Cards From the Mail

Author: cameron
Posted: Thu May 11, 2006 10:22 pm
Post subject: BT choosing


I am ready to try to transfer my $80,000 home equity line to a 0% card. I would prefer a card that gave me a large limit so I don't have to get too many cards. What is the best strategy? Just wait for the offers to come in? (I had one today) Or are go after certain cards? (Like which??)


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


Author: maverick
Posted: Fri May 12, 2006 7:34 am
Post subject:


The chances of your being approved for a card are more with the offers that you get, rather than going for the cards that you like. Also, since you have not detailed what your credit is like right now and what limits you have on cards that you already have, it is kind of hard to predict what limits you might get.

Some cards that might give you higher limits than others would be: AmEx Blue, Citi Platinum Select, some MBNA card.



Author: fire3000
Posted: Fri May 12, 2006 10:10 am
Post subject: BT Offers


I currently have low rate balance transfers in effect on my Chase, Bank of America, Citi, Discover, Amex, and Capital One cards. I receive repeat offers from all of them except Cap 1 every six months. Chase, BoA, and Citi offer the best rates and rewards. Only AMEX did not allow me to transfer to my home equity line. If there is a Citi or BoA branch bank in your area, I recommend applying in person. Opening a checking or savings account at the bank branch will improve your chance of being accepted for a card. If you do not receive pre-approved card offers in the mail, than your credit score is probably low. Good luck.


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!


Author: Board Monitor
Posted: Fri May 12, 2006 11:05 am
Post subject: Balance Transfer Credit Cards From the Mail


You can comparison shop for BT offers here:

http://www.cardratings.com/lowratebalancetransfercreditcards.html

Good luck and let us know how things turn out!
_________________
Regards,
Curtis Arnold
Board Monitor
http://www.CardRatings.com
20K+ Credit Card Reviews


CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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