Want to Increase Credit Limit on Chase Credit Card
guessindigo
Credit Expert (100+ Posts)
Post subject: Want to Increase Credit Limit on Chase Credit Card
Posted: Mon Apr 10, 2006 9:48 pm
Having lots of experience with Chase, I should tell you that going from 10K to 25K is not likely to happen with your first Chase card. 6 months from now, it is very likely to happen.
It will cost about 5-10 points for each hard inq.
Why not just take the 10K and use it for now. 6 months later, that 0% will still be there. If not, Chase is excellent in offering 0% BT's.
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Guest: lowloan
Posted: Mon Apr 10, 2006 10:45 pm
I think that is an good idea.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: fenster
Credit Expert (100+ Posts)
Posted: Tue Apr 11, 2006 11:28 am
lowloan wrote:
She checked with the cerdit department and they said it is quite possible, but they still have to run my credit report again. I do nto wan tto do that since ther is a small possiblity that they will come back and say We will give you $20K which will not help me.
Any one has any experice with chase.
I have a good crdit history and my FICO is around 749.
You’ve the moxy to ask for a 150% CLI and you’re woosing out on 1 hard inquiry? Nothing is free in life, no pain, no gain.
Even with the hard inquiry, Chase will never ever grant you what you personally ask for, their analyst will extend you what Chase believes is appropriate. And the analyst may decide that even with 100 hard inquiries, he’ll extend a 0% increase on your account, that is until you grow some…
_________________
beware of everything
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: lowloan
Posted: Thu Apr 13, 2006 4:18 pm
Wow.
I just got of the phoen with Chase. I had asked for an increase from $10,000/- to $25,000/-
They came back and said they will increae it up to $20,000/-
I have this card for last two weeks.
Card is from Chase. 0% APR till next year June 1st.
Wow.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: Want to Increase Credit Limit on Chase Credit Card
Posted: Mon Apr 10, 2006 9:48 pm
Having lots of experience with Chase, I should tell you that going from 10K to 25K is not likely to happen with your first Chase card. 6 months from now, it is very likely to happen.
It will cost about 5-10 points for each hard inq.
Why not just take the 10K and use it for now. 6 months later, that 0% will still be there. If not, Chase is excellent in offering 0% BT's.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: lowloan
Posted: Mon Apr 10, 2006 10:45 pm
I think that is an good idea.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: fenster
Credit Expert (100+ Posts)
Posted: Tue Apr 11, 2006 11:28 am
lowloan wrote:
She checked with the cerdit department and they said it is quite possible, but they still have to run my credit report again. I do nto wan tto do that since ther is a small possiblity that they will come back and say We will give you $20K which will not help me.
Any one has any experice with chase.
I have a good crdit history and my FICO is around 749.
You’ve the moxy to ask for a 150% CLI and you’re woosing out on 1 hard inquiry? Nothing is free in life, no pain, no gain.
Even with the hard inquiry, Chase will never ever grant you what you personally ask for, their analyst will extend you what Chase believes is appropriate. And the analyst may decide that even with 100 hard inquiries, he’ll extend a 0% increase on your account, that is until you grow some…
_________________
beware of everything
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: lowloan
Posted: Thu Apr 13, 2006 4:18 pm
Wow.
I just got of the phoen with Chase. I had asked for an increase from $10,000/- to $25,000/-
They came back and said they will increae it up to $20,000/-
I have this card for last two weeks.
Card is from Chase. 0% APR till next year June 1st.
Wow.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 12:25 PM
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