Searching for Secured Credit Card to Rebuild Credit
Guest: femlove200
Post subject: Searching for Secured Credit Card to Rebuild Credit
Posted: Sun Apr 23, 2006 6:32 pm
http://www.nmbplatinumcards.com/dbplat/index.php?id=h44104860h
i'm looking for a good secured credit card to rebuild my credit, i came across New Millennium. They claim to not check your credit, report to all three agencies, and other stuff of that nature. Can you guys check it out and let me know if i should get it. Thanks in advance.
i just found the fine print, its costs a s**t load of $ to get one and no grace period...
Fees and Disclosures
Annual Percentage Rate 19.5% APR
Balance Computation Method Average Daily Balance (including new purchases)
Annual Fee $59 / yr.
Grace Period for Purchases :: None
Minimum Finance Charge $0.50
Fees and Disclosures
Annual Percentage Rate 19.5% APR
Balance Computation Method Average Daily Balance (including new purchases)
Annual Fee $59 / yr.
Grace Period for Purchases None
Minimum Finance Charge $0.50
Other fees that apply: Processing fee: $99.95 for one card or $129.95 for both. Late payment and over limit fees are as follows; late: $20 ; over limit: $20. Cash advance fee is 2% of advance (min. $1, max. $20). The processing fee is a finance charge for Truth in Lending purposes. All terms are subject to change as provided in the cardholder agreement.
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Sun Apr 23, 2006 8:28 pm
Yes, a pretty bad deal. Somebody was on the board recently trying to push this ridiculous card....
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: Board Monitor
Board Monitor/ Administrator
Posted: Mon Apr 24, 2006 1:02 pm
You can comparison shop for more consumer friendly secured cards here:
http://www.cardratings.com/poorinfohome.html
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Sign up for our free monthly e-mail newsletter!
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Post subject: Searching for Secured Credit Card to Rebuild Credit
Posted: Sun Apr 23, 2006 6:32 pm
http://www.nmbplatinumcards.com/dbplat/index.php?id=h44104860h
i'm looking for a good secured credit card to rebuild my credit, i came across New Millennium. They claim to not check your credit, report to all three agencies, and other stuff of that nature. Can you guys check it out and let me know if i should get it. Thanks in advance.
i just found the fine print, its costs a s**t load of $ to get one and no grace period...
Fees and Disclosures
Annual Percentage Rate 19.5% APR
Balance Computation Method Average Daily Balance (including new purchases)
Annual Fee $59 / yr.
Grace Period for Purchases :: None
Minimum Finance Charge $0.50
Fees and Disclosures
Annual Percentage Rate 19.5% APR
Balance Computation Method Average Daily Balance (including new purchases)
Annual Fee $59 / yr.
Grace Period for Purchases None
Minimum Finance Charge $0.50
Other fees that apply: Processing fee: $99.95 for one card or $129.95 for both. Late payment and over limit fees are as follows; late: $20 ; over limit: $20. Cash advance fee is 2% of advance (min. $1, max. $20). The processing fee is a finance charge for Truth in Lending purposes. All terms are subject to change as provided in the cardholder agreement.
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Sun Apr 23, 2006 8:28 pm
Yes, a pretty bad deal. Somebody was on the board recently trying to push this ridiculous card....
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: Board Monitor
Board Monitor/ Administrator
Posted: Mon Apr 24, 2006 1:02 pm
You can comparison shop for more consumer friendly secured cards here:
http://www.cardratings.com/poorinfohome.html
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Sign up for our free monthly e-mail newsletter!
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!







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