Searching for Best Credit Card Offer (cont'd.)
Guest: Woolfman
Post subject: Searching for Best Credit Card Offer
Posted: Fri Sep 16, 2005 3:23 pm
Nathan, as for your question about RBS
I have an account with them.
It is "Royal Bank of Scotland"
run locally by Citizens Bank or R.I.
It was a one year offer 0% interest
and they gave me a $10,000.00 limit.
I have not had any problems with them,
except they zapped me with a trans. fee on my
Initial transfer that I wasn't expecting and
didn't see in the fine print.
so be careful.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Nathan
Posted: Sat Sep 17, 2005 2:47 am
Things are going well, thank you for asking Curtis.
guessindigo:
US Bank is far from sub-prime in my opinion. They've been pretty good to me. Large increases and very good terms.
Woolfman:
In your opinion, how does RBS view other debts? Do they get shaky in the knees with some overall exposure level? What about Wells? The reason I ask is I float anywhere from $5,000 to $100,000 at any given time and AMEX, Citi, Chase, BofA are the ones that don't seem to quiver.
There must be others.
Other than US Bank, FNBO and the others I've mentioned, there MUST be good alternative.
NONE OF US CAN AFFORD TO HAVE ALL OUR EGGS IN ONE BASKET!
Who else is out there?
_________________
There are no stupid questions -- only stupid answers.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: InfoSponge3000
Posted: Sat Sep 17, 2005 12:23 pm
Direct Merchant's Bank has been decent for me. I use a "Direct Rewards" Mastercard for most of my purchases.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: guessindigo
Credit Expert (100+ Posts)
Posted: Sat Sep 17, 2005 2:46 pm
InfoSponge3000 wrote:
Direct Merchant's Bank has been decent for me. I use a "Direct Rewards" Mastercard for most of my purchases.
You cannot be serious? My goodness, DMB blows........
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: sykai
Posted: Fri Mar 17, 2006 7:03 pm
I've been pre-approved for the RBS Platinum MasterCard.
It says the current variable Annual Percentage Rate is 13.99%(as of 12/19/05)
Does anyone have anymore inside info on this Scotland company?
BTW, I am also 99% certain that I will be employed full-time very soon. I'm only part time right now, and earn less than $2000 a month. Should I lie about income?
Again, should I accept? Does anyone have any experience with them?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Searching for Best Credit Card Offer
Posted: Fri Sep 16, 2005 3:23 pm
Nathan, as for your question about RBS
I have an account with them.
It is "Royal Bank of Scotland"
run locally by Citizens Bank or R.I.
It was a one year offer 0% interest
and they gave me a $10,000.00 limit.
I have not had any problems with them,
except they zapped me with a trans. fee on my
Initial transfer that I wasn't expecting and
didn't see in the fine print.
so be careful.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Nathan
Posted: Sat Sep 17, 2005 2:47 am
Things are going well, thank you for asking Curtis.
guessindigo:
US Bank is far from sub-prime in my opinion. They've been pretty good to me. Large increases and very good terms.
Woolfman:
In your opinion, how does RBS view other debts? Do they get shaky in the knees with some overall exposure level? What about Wells? The reason I ask is I float anywhere from $5,000 to $100,000 at any given time and AMEX, Citi, Chase, BofA are the ones that don't seem to quiver.
There must be others.
Other than US Bank, FNBO and the others I've mentioned, there MUST be good alternative.
NONE OF US CAN AFFORD TO HAVE ALL OUR EGGS IN ONE BASKET!
Who else is out there?
_________________
There are no stupid questions -- only stupid answers.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: InfoSponge3000
Posted: Sat Sep 17, 2005 12:23 pm
Direct Merchant's Bank has been decent for me. I use a "Direct Rewards" Mastercard for most of my purchases.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: guessindigo
Credit Expert (100+ Posts)
Posted: Sat Sep 17, 2005 2:46 pm
InfoSponge3000 wrote:
Direct Merchant's Bank has been decent for me. I use a "Direct Rewards" Mastercard for most of my purchases.
You cannot be serious? My goodness, DMB blows........
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: sykai
Posted: Fri Mar 17, 2006 7:03 pm
I've been pre-approved for the RBS Platinum MasterCard.
It says the current variable Annual Percentage Rate is 13.99%(as of 12/19/05)
Does anyone have anymore inside info on this Scotland company?
BTW, I am also 99% certain that I will be employed full-time very soon. I'm only part time right now, and earn less than $2000 a month. Should I lie about income?
Again, should I accept? Does anyone have any experience with them?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 5:20 PM
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