Searching for Best Credit Card Offer (cont'd.)
Guest: stilltrying
Post subject: Searching for Best Credit Card Offer
Posted: Thu Mar 30, 2006 1:09 am
Here are some more suggestions:
http://www.indexcreditcards.com
http://www.consumer-action.org/press/articles/2005_credit_card_survey/
http://www.consumer-action.org/press/articles/2005_credit_card_survey/#Topic_06
http://www.consumer-action.org/press/articles/2005_credit_card_survey/#Topic_08
http://www.consumer-action.org/downloads/english/CC_Issue_2005.pdf
http://www.epinions.com/Credit_Cards
"Ten Good Cards": http://creditboards.com/forums/index.php?showtopic=139513
Another suggestion would be Nordstrom:
http://about.nordstrom.com/aboutus/credit/visa/visa_tc.asp
http://about.nordstrom.com/aboutus/credit/SignatureVisa/signature_visa_tc.asp
For some people, their version of "making it" -- of finally achieving a goal that represents credit success -- is being approved for an American Express card. For me, "making it" is being approved for a USAA card and a Nordstrom credit card. I was approved earlier this year for USAA (my Equifax report is my best and cleanest report). But hopefully some day I'll have a good enough Ex report to be approved for a Nordstrom's card. I have consistently read that their service is nothing less than outstanding. I literally have never read a single bad thing about Nordstrom's credit cards. There are some reviews here: http://premiumcreditcard.cardratings.com/partners/links/cardholders/details.asp?idmin=9839&tempid=124
You can find additional reviews for Nordstrom's credit cards if you perform a search at this forum and at http://creditboards.com/forums/index.php?s=&act=Search&f= (Under "Search Where", click on "Credit Forum". You'll be able to get a lot of results just doing a search using only the word "Nordstrom")
Last edited by stilltrying on Thu Mar 30, 2006 2:00 am; edited 6 times in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:14 am
I am very intrigued by Town North Bank:Quote:
http://www.tnnb.com/
http://www.tnnb.com/About%20Us/
http://www.tnnb.com/About%20Us/Career%20Opportunities/
http://www.tnnb.com/About%20Us/Letter%20from%20the%20President.asp
We are proud to be Texas-owned and independent since we first opened our doors in 1972
Town North Bank is one of the largest independent banks in North Dallas.
TNB Card Services specializes in meeting the needs of credit unions and their members and is one of the most respected credit and debit card providers for credit unions and other financial institutions in the United States. From our centrally located home base in Dallas, TNB Card Services has successfully expanded nationally by providing a comprehensive array of products and services for credit unions in 23 other states. For 2004, all-time high processing levels of $2.55 billion in retail sales and servicing of 1.06 million credit and debit accounts were recorded.
Quote:
http://www.cumemberscard.com/tnb/
http://www.cumemberscard.com/tnb/CreditCardProducts.asp
http://www.cumemberscard.com/tnb/custom/disclosure1.asp
http://www.cumemberscard.com/tnb/custom/disclosure2.asp
Last edited by stilltrying on Thu Mar 30, 2006 1:55 am; edited 1 time in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:22 am
Two more possibilities that (in my opinion) sound promising:
Rainier Pacific Bank
http://www.rainierpac.com/
http://www.rainierpac.com/uploads/documents/VISA_Comparison_Chart.pdf
Quote:
http://www.hoovers.com/rainier-pacific-financial/--ID__125259--/free-co-factsheet.xhtml
Overview
Rainier Pacific Financial Group was formed in 2003 as the holding company for Rainier Pacific Bank, which serves Pierce County, Washington through about a dozen branches located south of Seattle. The community-oriented savings bank, which converted from a credit union in 2001, primarily writes commercial mortgages and multifamily residential loans, (about 30% and 25% of its loan portfolio, respectively), along with consumer loans. The company also offers various insurance and investment products, including an online brokerage service. Rainier Pacific Financial's stock began trading on Nasdaq in October 2003.
From the "Ten Good Cards" list:
Commerce Bank
http://www.commerceonline.com
http://www.commerceonline.com/about_commerce/index.cfm
http://bank.commerceonline.com/personal_banking/index.cfm
http://bank.commerceonline.com/personal_banking/visaPlatinumCC.cfm
I wish I knew more about this bank, but this thread (below) is about all I can find that has customer feedback on this bank. But what is here sounds very positive:
"Fee Free Visa from Commerce Bank"
http://creditboards.com/forums/index.php?showtopic=119677
Last edited by stilltrying on Thu Mar 30, 2006 1:57 am; edited 2 times in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:51 am
Then, as hesiden suggested, there is also the credit union route:
Quote:
How to join a credit union:
"Credit Union Access!": http://creditunionaccess.com/
"CU Matchup": http://www.howtojoinacu.org/
"National Credit Union Administration": http://www.ncua.gov/ConsumerInformation/index.htm
"YOUR FAVORITE CREDIT UNIONS!"
http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=14799
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: Board Monitor
Board Monitor/ Administrator
Posted: Thu Mar 30, 2006 9:41 am
Dont forget our popular "Card Reports" section here:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Sign up for our free monthly e-mail newsletter!
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Post subject: Searching for Best Credit Card Offer
Posted: Thu Mar 30, 2006 1:09 am
Here are some more suggestions:
http://www.indexcreditcards.com
http://www.consumer-action.org/press/articles/2005_credit_card_survey/
http://www.consumer-action.org/press/articles/2005_credit_card_survey/#Topic_06
http://www.consumer-action.org/press/articles/2005_credit_card_survey/#Topic_08
http://www.consumer-action.org/downloads/english/CC_Issue_2005.pdf
http://www.epinions.com/Credit_Cards
"Ten Good Cards": http://creditboards.com/forums/index.php?showtopic=139513
Another suggestion would be Nordstrom:
http://about.nordstrom.com/aboutus/credit/visa/visa_tc.asp
http://about.nordstrom.com/aboutus/credit/SignatureVisa/signature_visa_tc.asp
For some people, their version of "making it" -- of finally achieving a goal that represents credit success -- is being approved for an American Express card. For me, "making it" is being approved for a USAA card and a Nordstrom credit card. I was approved earlier this year for USAA (my Equifax report is my best and cleanest report). But hopefully some day I'll have a good enough Ex report to be approved for a Nordstrom's card. I have consistently read that their service is nothing less than outstanding. I literally have never read a single bad thing about Nordstrom's credit cards. There are some reviews here: http://premiumcreditcard.cardratings.com/partners/links/cardholders/details.asp?idmin=9839&tempid=124
You can find additional reviews for Nordstrom's credit cards if you perform a search at this forum and at http://creditboards.com/forums/index.php?s=&act=Search&f= (Under "Search Where", click on "Credit Forum". You'll be able to get a lot of results just doing a search using only the word "Nordstrom")
Last edited by stilltrying on Thu Mar 30, 2006 2:00 am; edited 6 times in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:14 am
I am very intrigued by Town North Bank:Quote:
http://www.tnnb.com/
http://www.tnnb.com/About%20Us/
http://www.tnnb.com/About%20Us/Career%20Opportunities/
http://www.tnnb.com/About%20Us/Letter%20from%20the%20President.asp
We are proud to be Texas-owned and independent since we first opened our doors in 1972
Town North Bank is one of the largest independent banks in North Dallas.
TNB Card Services specializes in meeting the needs of credit unions and their members and is one of the most respected credit and debit card providers for credit unions and other financial institutions in the United States. From our centrally located home base in Dallas, TNB Card Services has successfully expanded nationally by providing a comprehensive array of products and services for credit unions in 23 other states. For 2004, all-time high processing levels of $2.55 billion in retail sales and servicing of 1.06 million credit and debit accounts were recorded.
Quote:
http://www.cumemberscard.com/tnb/
http://www.cumemberscard.com/tnb/CreditCardProducts.asp
http://www.cumemberscard.com/tnb/custom/disclosure1.asp
http://www.cumemberscard.com/tnb/custom/disclosure2.asp
Last edited by stilltrying on Thu Mar 30, 2006 1:55 am; edited 1 time in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:22 am
Two more possibilities that (in my opinion) sound promising:
Rainier Pacific Bank
http://www.rainierpac.com/
http://www.rainierpac.com/uploads/documents/VISA_Comparison_Chart.pdf
Quote:
http://www.hoovers.com/rainier-pacific-financial/--ID__125259--/free-co-factsheet.xhtml
Overview
Rainier Pacific Financial Group was formed in 2003 as the holding company for Rainier Pacific Bank, which serves Pierce County, Washington through about a dozen branches located south of Seattle. The community-oriented savings bank, which converted from a credit union in 2001, primarily writes commercial mortgages and multifamily residential loans, (about 30% and 25% of its loan portfolio, respectively), along with consumer loans. The company also offers various insurance and investment products, including an online brokerage service. Rainier Pacific Financial's stock began trading on Nasdaq in October 2003.
From the "Ten Good Cards" list:
Commerce Bank
http://www.commerceonline.com
http://www.commerceonline.com/about_commerce/index.cfm
http://bank.commerceonline.com/personal_banking/index.cfm
http://bank.commerceonline.com/personal_banking/visaPlatinumCC.cfm
I wish I knew more about this bank, but this thread (below) is about all I can find that has customer feedback on this bank. But what is here sounds very positive:
"Fee Free Visa from Commerce Bank"
http://creditboards.com/forums/index.php?showtopic=119677
Last edited by stilltrying on Thu Mar 30, 2006 1:57 am; edited 2 times in total
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: stilltrying
Posted: Thu Mar 30, 2006 1:51 am
Then, as hesiden suggested, there is also the credit union route:
Quote:
How to join a credit union:
"Credit Union Access!": http://creditunionaccess.com/
"CU Matchup": http://www.howtojoinacu.org/
"National Credit Union Administration": http://www.ncua.gov/ConsumerInformation/index.htm
"YOUR FAVORITE CREDIT UNIONS!"
http://www.debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=14799
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!
Guest: Board Monitor
Board Monitor/ Administrator
Posted: Thu Mar 30, 2006 9:41 am
Dont forget our popular "Card Reports" section here:
http://www.cardratings.com/cardrepfr.html
Good luck and let us know how things turn out...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Sign up for our free monthly e-mail newsletter!
CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!







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