Pre-Approved Credit Card Offer from Chase
Guest: Arcangel79
Post subject: Pre-Approved Credit Card Offer from Chase
Posted: Sat Apr 29, 2006 9:24 pm
I was wondering how long it usually takes for Chase to approve a "pre-approved" offer. I responded to an offer by going to the web address given and filling out the application. I was informed that I would receive written word of their decision in 30 days. I called the # given on the offer statement and received the same message after choosing the "check application status" option. My question is: Does this most likely mean that I was denied? I know my scores are in the 670-700 range. Also, I just received an alert from equifax that there was an inquiry posted to my file. I assumed that it would be Chase, but it was First USA Bank. I did opt for the "first protect" program when filling out the application; could this inquiry be associated with that? or should I contact Equifax (as I have not applied for any First USA Bank credit cards). Any responses would be greatly appreciated.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: gsr
Posted: Sat Apr 29, 2006 9:41 pm
First usa is chase, and just be patient. Wait a couple of days.
_________________
4 Months of credit =
Citi Mtvu Student
Citi Dividend Student
Bank of America Platinum Student
Hsbc Platinum Select
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullwinkle29
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 12:33 am
you should get a card in 3-4 weeks. my scores are in the high 600's low 700's. i was approved for $5k. just be patient
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: creditnewbie
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 10:01 am
I applied for Chase flexible rewards visa signature. Didn't get an instant approval online but the application got approved the following day I think. I called the same 800# and checked the status. It only indicated that I should be receiving my card within 7-10 days. However, I was away for almost 3 weeks and when I came back home, the card was in my mailbox with $17,600 revolving limit so I don't really know exactly how long it takes to receive the card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Pre-Approved Credit Card Offer from Chase
Posted: Sat Apr 29, 2006 9:24 pm
I was wondering how long it usually takes for Chase to approve a "pre-approved" offer. I responded to an offer by going to the web address given and filling out the application. I was informed that I would receive written word of their decision in 30 days. I called the # given on the offer statement and received the same message after choosing the "check application status" option. My question is: Does this most likely mean that I was denied? I know my scores are in the 670-700 range. Also, I just received an alert from equifax that there was an inquiry posted to my file. I assumed that it would be Chase, but it was First USA Bank. I did opt for the "first protect" program when filling out the application; could this inquiry be associated with that? or should I contact Equifax (as I have not applied for any First USA Bank credit cards). Any responses would be greatly appreciated.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: gsr
Posted: Sat Apr 29, 2006 9:41 pm
First usa is chase, and just be patient. Wait a couple of days.
_________________
4 Months of credit =
Citi Mtvu Student
Citi Dividend Student
Bank of America Platinum Student
Hsbc Platinum Select
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullwinkle29
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 12:33 am
you should get a card in 3-4 weeks. my scores are in the high 600's low 700's. i was approved for $5k. just be patient
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: creditnewbie
Credit Expert (100+ Posts)
Posted: Sun Apr 30, 2006 10:01 am
I applied for Chase flexible rewards visa signature. Didn't get an instant approval online but the application got approved the following day I think. I called the same 800# and checked the status. It only indicated that I should be receiving my card within 7-10 days. However, I was away for almost 3 weeks and when I came back home, the card was in my mailbox with $17,600 revolving limit so I don't really know exactly how long it takes to receive the card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 6:16 PM
0 Comments:
Post a Comment
<< Home