Discover Gas Credit Card Offer (cont'd.)
Guest: bullet875
Post subject: Discover Gas Credit Card Offer
Posted: Wed Mar 29, 2006 8:11 am
Yuk.I have too many cards as it is, but maybe I'll look into that in a couple of months and get rid of my Chase Cash rewards and Citi Dividend Card.
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Guest: db619196
Posted: Fri Mar 31, 2006 9:20 am
I don't see the benefit in having a Discover Gas Card, when the Citi Dividend Card and Chase Cash Plus card are far more generous. And as far as I know, the Discover card is more difficult to get right?
According to what I read online, you can earn a maximum of $60 in rewards from the 5% back rate (the 5% rate applies to the first 1200 dollars spent on gas). Then you go to the regular paltry reward tier. The Citi Dividend card allows you to earn $300 back per year on gas *and* grocersies, and delivers 1% on all purchases rather than the .25% Discover offers.
I don't find Discover's cards that competetive in terms of rewards. I guess if you don't buy a lot of gas, and can't get other reward cards, this one works, but otherwise I think there are better cards on the market.
David
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Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Fri Mar 31, 2006 10:29 am
My current favorite gas card is the Hess VISA card. It gives a whopping 10% rebate for the first 90 days on all Hess purchases. After that it reverts back to the standard 5%. The downside is that the rebates are only applicable to future Hess purchases, but if you drive a lot this is not a problem
_________________
Do not let what you cannot do interfere with what you can do.
Ira
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Guest: catalyst4christ
Posted: Fri Mar 31, 2006 10:35 am
I agree that there isn't any benefit of having the Discover Gas Card because most of the savvy credit card users have either the Citi or Chase 5% cards if not both, but I do like the Discover Card with the Get More promotions. Although the current one is like a gas card, some of the Get More promotions go into areas where we can't get 5% from other cards. For example, I paid for a brother-in-law's dental visit in February because he doesn't have insurance (he is paying me back) and also my wife's dental visit (20% that insurance that doesn't cover). Without that promotion, I would get 1% on a different card instead of the 5% I got from Discover. Also there was the internet purchases promotion last Christmas season and hopefully future ones will be hitting areas that aren't covered with other cards.
D
_________________
AMEX Blue Cash/Citi Dividend Platinum Select/Wells Fargo Platinum/Chase Cash Plus Rewards/Discover Classic/Capital One Platinum/GAP Card
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Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Mon Apr 03, 2006 6:21 am
db619196 wrote:
I don't see the benefit in having a Discover Gas Card, when the Citi Dividend Card and Chase Cash Plus card are far more generous. And as far as I know, the Discover card is more difficult to get right?
According to what I read online, you can earn a maximum of $60 in rewards from the 5% back rate (the 5% rate applies to the first 1200 dollars spent on gas). Then you go to the regular paltry reward tier. The Citi Dividend card allows you to earn $300 back per year on gas *and* grocersies, and delivers 1% on all purchases rather than the .25% Discover offers.
I don't find Discover's cards that competetive in terms of rewards. I guess if you don't buy a lot of gas, and can't get other reward cards, this one works, but otherwise I think there are better cards on the market.
David
You are correct on the gas limits. I do not kknow if Disc is harder to get. Since I will buy 1200 in gas in three months.....I think I;ll pick up the Citi Dividend too down the road. Thanks for the input
_________________
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Post subject: Discover Gas Credit Card Offer
Posted: Wed Mar 29, 2006 8:11 am
Yuk.I have too many cards as it is, but maybe I'll look into that in a couple of months and get rid of my Chase Cash rewards and Citi Dividend Card.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: db619196
Posted: Fri Mar 31, 2006 9:20 am
I don't see the benefit in having a Discover Gas Card, when the Citi Dividend Card and Chase Cash Plus card are far more generous. And as far as I know, the Discover card is more difficult to get right?
According to what I read online, you can earn a maximum of $60 in rewards from the 5% back rate (the 5% rate applies to the first 1200 dollars spent on gas). Then you go to the regular paltry reward tier. The Citi Dividend card allows you to earn $300 back per year on gas *and* grocersies, and delivers 1% on all purchases rather than the .25% Discover offers.
I don't find Discover's cards that competetive in terms of rewards. I guess if you don't buy a lot of gas, and can't get other reward cards, this one works, but otherwise I think there are better cards on the market.
David
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Fri Mar 31, 2006 10:29 am
My current favorite gas card is the Hess VISA card. It gives a whopping 10% rebate for the first 90 days on all Hess purchases. After that it reverts back to the standard 5%. The downside is that the rebates are only applicable to future Hess purchases, but if you drive a lot this is not a problem
_________________
Do not let what you cannot do interfere with what you can do.
Ira
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: catalyst4christ
Posted: Fri Mar 31, 2006 10:35 am
I agree that there isn't any benefit of having the Discover Gas Card because most of the savvy credit card users have either the Citi or Chase 5% cards if not both, but I do like the Discover Card with the Get More promotions. Although the current one is like a gas card, some of the Get More promotions go into areas where we can't get 5% from other cards. For example, I paid for a brother-in-law's dental visit in February because he doesn't have insurance (he is paying me back) and also my wife's dental visit (20% that insurance that doesn't cover). Without that promotion, I would get 1% on a different card instead of the 5% I got from Discover. Also there was the internet purchases promotion last Christmas season and hopefully future ones will be hitting areas that aren't covered with other cards.
D
_________________
AMEX Blue Cash/Citi Dividend Platinum Select/Wells Fargo Platinum/Chase Cash Plus Rewards/Discover Classic/Capital One Platinum/GAP Card
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Mon Apr 03, 2006 6:21 am
db619196 wrote:
I don't see the benefit in having a Discover Gas Card, when the Citi Dividend Card and Chase Cash Plus card are far more generous. And as far as I know, the Discover card is more difficult to get right?
According to what I read online, you can earn a maximum of $60 in rewards from the 5% back rate (the 5% rate applies to the first 1200 dollars spent on gas). Then you go to the regular paltry reward tier. The Citi Dividend card allows you to earn $300 back per year on gas *and* grocersies, and delivers 1% on all purchases rather than the .25% Discover offers.
I don't find Discover's cards that competetive in terms of rewards. I guess if you don't buy a lot of gas, and can't get other reward cards, this one works, but otherwise I think there are better cards on the market.
David
You are correct on the gas limits. I do not kknow if Disc is harder to get. Since I will buy 1200 in gas in three months.....I think I;ll pick up the Citi Dividend too down the road. Thanks for the input
_________________
Average FICO score: 709
Average FAKO score: 703
55 Months of perfection
WOOOHOOOOOO !!!!!!!!!!!!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
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