Chase Cash Plus Credit Card vs. Rewards Plus Credit Card
Guest: georgee
Post subject: Chase Cash Plus Credit Card vs. Rewards Plus Credit Card
Posted: Thu Mar 30, 2006 2:53 pm
Does anyone know the difference between these two cards? The Chase website doesn't tell you anything about the rewards structure. I have Chase Cash Plus, but I am wondering if Rewards Plus is a better card. I only want cash, not gift certificates.
Are they both on a calendar year basis? I was thinking about calling Chase to change programs.
Does anyone have this card? How does it work?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: catalyst4christ
Posted: Thu Mar 30, 2006 3:16 pm
Cash Plus - Max of 30,000 points per year = $300 cash only...redeemable at $50 increments.
Rewards Plus - Max of 75,000 points per year = $750 cash/gift cards, you can receive $600 in cash per year and $150 in gift cards...redeemable at $100 increments.
I'm not sure whether it goes by calendar year or anniversary date. I've thought about switching from the Cash Plus to Rewards Plus as well but my wife and I don't spend enough to max out both the Citi Dividend and the Cash Plus so I'm not gonna switch it yet...possibly in the future.
D
_________________
AMEX Blue Cash/Citi Dividend Platinum Select/Wells Fargo Platinum/Chase Cash Plus Rewards/Discover Classic/Capital One Platinum/GAP Card
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: stevejk
Credit Expert (100+ Posts)
Posted: Fri Mar 31, 2006 8:40 am
I have all three cards y'all mention. According to the information they provided me when I signed up... The Chase Cash Plus and Citi Dividend are based on calendar year. The Chase Rewards Plus is based on anniversary year. A difference between Citi and Chase is Citi automatically sends a check when you accumulate $100 in rewards, whereas with Chase you need to request a check online or phone.
With the Rewards Plus card, you can redeem cash for less than $100, but it would cost more in points than waiting for 10,000 pts to get $100. However, you can get a $50 merchant gift card for 5,000 pts.
And, yes, catalyst4christ is correct that the Citi Dividend and Chase Cash Plus are limited to $300 per year and Chase Rewards Plus is limited to $750 per year ($600 cash limit).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Fri Mar 31, 2006 12:51 pm
Quote:
Citi automatically sends a check when you accumulate $100 in rewards
Not true. You still have to call and request a check.
_________________
Do not let what you cannot do interfere with what you can do.
Ira
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: stevejk
Credit Expert (100+ Posts)
Posted: Fri Mar 31, 2006 1:08 pm
Okay, to revise my statement... In the case of my Citi Dividend card, they automatically mail a check when I reach $100 in rewards. YMMV. Granted, when I reach $50, I can call to request a check.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Chase Cash Plus Credit Card vs. Rewards Plus Credit Card
Posted: Thu Mar 30, 2006 2:53 pm
Does anyone know the difference between these two cards? The Chase website doesn't tell you anything about the rewards structure. I have Chase Cash Plus, but I am wondering if Rewards Plus is a better card. I only want cash, not gift certificates.
Are they both on a calendar year basis? I was thinking about calling Chase to change programs.
Does anyone have this card? How does it work?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: catalyst4christ
Posted: Thu Mar 30, 2006 3:16 pm
Cash Plus - Max of 30,000 points per year = $300 cash only...redeemable at $50 increments.
Rewards Plus - Max of 75,000 points per year = $750 cash/gift cards, you can receive $600 in cash per year and $150 in gift cards...redeemable at $100 increments.
I'm not sure whether it goes by calendar year or anniversary date. I've thought about switching from the Cash Plus to Rewards Plus as well but my wife and I don't spend enough to max out both the Citi Dividend and the Cash Plus so I'm not gonna switch it yet...possibly in the future.
D
_________________
AMEX Blue Cash/Citi Dividend Platinum Select/Wells Fargo Platinum/Chase Cash Plus Rewards/Discover Classic/Capital One Platinum/GAP Card
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: stevejk
Credit Expert (100+ Posts)
Posted: Fri Mar 31, 2006 8:40 am
I have all three cards y'all mention. According to the information they provided me when I signed up... The Chase Cash Plus and Citi Dividend are based on calendar year. The Chase Rewards Plus is based on anniversary year. A difference between Citi and Chase is Citi automatically sends a check when you accumulate $100 in rewards, whereas with Chase you need to request a check online or phone.
With the Rewards Plus card, you can redeem cash for less than $100, but it would cost more in points than waiting for 10,000 pts to get $100. However, you can get a $50 merchant gift card for 5,000 pts.
And, yes, catalyst4christ is correct that the Citi Dividend and Chase Cash Plus are limited to $300 per year and Chase Rewards Plus is limited to $750 per year ($600 cash limit).
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Fri Mar 31, 2006 12:51 pm
Quote:
Citi automatically sends a check when you accumulate $100 in rewards
Not true. You still have to call and request a check.
_________________
Do not let what you cannot do interfere with what you can do.
Ira
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: stevejk
Credit Expert (100+ Posts)
Posted: Fri Mar 31, 2006 1:08 pm
Okay, to revise my statement... In the case of my Citi Dividend card, they automatically mail a check when I reach $100 in rewards. YMMV. Granted, when I reach $50, I can call to request a check.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 3:56 PM
0 Comments:
Post a Comment
<< Home