Visa Rewards Credit Card (cont'd.)
Guest: thejoshua
Post subject: Visa Rewards Credit Card
Posted: Fri Oct 07, 2005 4:03 pm
You would think so, but I've been having a ***** of a time. It doesn't make things better considering school is $15K and I would like to get a little for living expenses. NObody wants to give some kid a $15k loan.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: JaneiR36
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 4:13 pm
Are you starting grad, or undergrad this year? What year? That will determine what is the maximum they will give you. I take it the 15 grand is after the Pell grant has been applied (assuming you are going to a public school in your state?) Need more info, I think things should be a little easier for you, but I could be wrong.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 5:30 pm
If you have a credit history and can get a credit card or 2? why waste your time with a 5k loan? that you will just have to pay interest on? Be patient and build your credit over time by paying on time and being responsible.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: creditnewbie
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 5:50 pm
I have several deposit accounts with BoA and also a Visa platinum. I started with a secured card and after it became unsecured, they gave me everything I wanted. Any limit--soft inqueries-- and even lowered my APR to 8.9% fixed. I wasn't sure whether they always gave me what I wanted because I have a lot of money in my accounts or because my score was high. I took my friend to my branch a few months ago to open an account for him. he didn't deposit much, but the was recognized by a loan officer, who was his patient, he greeted him in front of the guy who was opening the accounts for him. 1 week later, they sent him a platinum visa that he didn't apply for with $8000 limit. I guess the bank was courting him because they saw the potential big deposits that they might take from a rival bank--Citi Bank. Anyway, I haven't figured bank of america yet. They are good at hiding their motives when I call the 800#, I get through in less than 1 min. Often times, 20 secs. I called on my friend's behalf once and it took them like 10 mins to take his call. Another observation with Citi bank. I used to get reps from India almost everytime I called, then recently, all the reps were americans or at least sounded like it. I got through even faster than BoA. I don't know if that's because I have a high score or because I charged a lot of money and made large payments. Or because I recently applied for the AAdvantage Platinum card, or maybe somehow they found out how much money I had with BoA since they had my account numbers. Whatever their means are, they sure worked for me
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: thejoshua
Posted: Fri Oct 07, 2005 6:04 pm
This will be one year of technical school, I'm also not eligible for pell grants. I'm 22 which is considered dependant, even so with my salary I wouldn't get it even if I was independant. I wont be working a fll time job in school obviously, school is 30 hrs per week. The system is screwed unfortunately.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: sykai
Posted: Tue Mar 28, 2006 1:48 am
I am in need of a co-signer badly,....
for my private student loan... they're only giving me $11,000..
_________________
Wake me up when March is over
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Visa Rewards Credit Card
Posted: Fri Oct 07, 2005 4:03 pm
You would think so, but I've been having a ***** of a time. It doesn't make things better considering school is $15K and I would like to get a little for living expenses. NObody wants to give some kid a $15k loan.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: JaneiR36
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 4:13 pm
Are you starting grad, or undergrad this year? What year? That will determine what is the maximum they will give you. I take it the 15 grand is after the Pell grant has been applied (assuming you are going to a public school in your state?) Need more info, I think things should be a little easier for you, but I could be wrong.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 5:30 pm
If you have a credit history and can get a credit card or 2? why waste your time with a 5k loan? that you will just have to pay interest on? Be patient and build your credit over time by paying on time and being responsible.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: creditnewbie
Credit Expert (100+ Posts)
Posted: Fri Oct 07, 2005 5:50 pm
I have several deposit accounts with BoA and also a Visa platinum. I started with a secured card and after it became unsecured, they gave me everything I wanted. Any limit--soft inqueries-- and even lowered my APR to 8.9% fixed. I wasn't sure whether they always gave me what I wanted because I have a lot of money in my accounts or because my score was high. I took my friend to my branch a few months ago to open an account for him. he didn't deposit much, but the was recognized by a loan officer, who was his patient, he greeted him in front of the guy who was opening the accounts for him. 1 week later, they sent him a platinum visa that he didn't apply for with $8000 limit. I guess the bank was courting him because they saw the potential big deposits that they might take from a rival bank--Citi Bank. Anyway, I haven't figured bank of america yet. They are good at hiding their motives when I call the 800#, I get through in less than 1 min. Often times, 20 secs. I called on my friend's behalf once and it took them like 10 mins to take his call. Another observation with Citi bank. I used to get reps from India almost everytime I called, then recently, all the reps were americans or at least sounded like it. I got through even faster than BoA. I don't know if that's because I have a high score or because I charged a lot of money and made large payments. Or because I recently applied for the AAdvantage Platinum card, or maybe somehow they found out how much money I had with BoA since they had my account numbers. Whatever their means are, they sure worked for me
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: thejoshua
Posted: Fri Oct 07, 2005 6:04 pm
This will be one year of technical school, I'm also not eligible for pell grants. I'm 22 which is considered dependant, even so with my salary I wouldn't get it even if I was independant. I wont be working a fll time job in school obviously, school is 30 hrs per week. The system is screwed unfortunately.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: sykai
Posted: Tue Mar 28, 2006 1:48 am
I am in need of a co-signer badly,....
for my private student loan... they're only giving me $11,000..
_________________
Wake me up when March is over
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 11:33 AM
0 Comments:
Post a Comment
<< Home