Discover Restaurant Credit Card Offer Discontinued (cont'd.)
Guest: sammy262
Post subject: Discover Restaurant Credit Card Offer DiscontinuedPosted: Mon Mar 20, 2006 9:31 am
The Citi Professional Card offers 3 Thank You points per dollar on restaurant and office supply store purchases, 1 point on all other purchases. Periodically Citi offers bonus Thank You points (usually 5000 or 10000) for first use after cardmember approval. I'd prefer cash, of course, but 5000 points gets you a $50 gift card at some of my favorite restaurants and gas stations, so that's 99% as good, imho.
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Guest: db619196
Posted: Mon Mar 20, 2006 9:41 am
Man this does stink. Well, they only give $75 back per year anyway, so whenever I eat out until June, I will be using this card, so I will probably hit $75 anyway. I am disappointed in Discover. They have gotten rid of their good cards. I have 0% APR until November, and may use it for that reason, but getting rewards at less than 1% just seems like an anachronism these days, with some cards getting over 1% on all purchases.
For those looking for a replacement, I have the Citi Professional card, and it gets 3% back at restaurants like someone else here has said. The Thank You Network is very extensive, so I don't mind that the rewards aren't cash. Plus, I got 10,000 bonus points ($100) just for signing up. Just make sure that if you are getting a gift card that you wait until you get 5,000 points, because at that point 5,000 points= 50 dollars. Otherwise, it is 3,000 points=25 dollars.
David
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Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 20, 2006 9:47 am
Folks, nothing lasts forever. Promotions can change at a moments notice. I've lost count of the number of great promotional offers that I've seen come and go. You take advantage of them while they're around, but never stop looking for something else that's a little better, or mabe even not quite as good, but which lasts longer.
Eternal vigilance is the watchword.
_________________
Do not let what you cannot do interfere with what you can do.
Ira
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Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Mon Mar 20, 2006 10:01 am
Ira wrote:
Folks, nothing lasts forever. Promotions can change at a moments notice. I've lost count of the number of great promotional offers that I've seen come and go. You take advantage of them while they're around, but never stop looking for something else that's a little better, or mabe even not quite as good, but which lasts longer.
Eternal vigilance is the watchword.
and thats why Ira has 50,00 credit cards!!!! but hey give him credit,,,it works (pun intended)
_________________
Average credit score: 709 !!!!!!
WOOOHOOOOOO
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: quiznut1
Posted: Mon Mar 20, 2006 10:35 am
db619196 wrote:
Man this does stink. Well, they only give $75 back per year anyway...
The Discover Restaurant card gave $75 cash back on the first $1,500 in annual purchases (5%, if every one of them was a restaurant purchase), from there it was 3% cash back on the next $1,500 of annual purchases (3% restaurants, .5% everywhere else)
It still is a disappointment to see this card go.
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Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Mar 20, 2006 2:05 pm
There are several cards with 2-3% at rest. Fat Wallet has a good discussion.
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Guest: Board Monitor
Board Monitor/ Administrator
Posted: Mon Mar 20, 2006 5:26 pm
Quote:
Guess I'll need to buy the restaurant gift cards at the grocery store (5% cash back at grocery stores) once my restaurant rewards go away. Yeah, that sucks. Oh well, it was a good thing while it lasted.
Interesting tip. I guess this would work!
_________________
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Board Monitor
http://www.cardratings.com
(501) 663-0314
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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Discover Restaurant Credit Card Offer DiscontinuedPosted: Mon Mar 20, 2006 9:31 am
The Citi Professional Card offers 3 Thank You points per dollar on restaurant and office supply store purchases, 1 point on all other purchases. Periodically Citi offers bonus Thank You points (usually 5000 or 10000) for first use after cardmember approval. I'd prefer cash, of course, but 5000 points gets you a $50 gift card at some of my favorite restaurants and gas stations, so that's 99% as good, imho.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: db619196
Posted: Mon Mar 20, 2006 9:41 am
Man this does stink. Well, they only give $75 back per year anyway, so whenever I eat out until June, I will be using this card, so I will probably hit $75 anyway. I am disappointed in Discover. They have gotten rid of their good cards. I have 0% APR until November, and may use it for that reason, but getting rewards at less than 1% just seems like an anachronism these days, with some cards getting over 1% on all purchases.
For those looking for a replacement, I have the Citi Professional card, and it gets 3% back at restaurants like someone else here has said. The Thank You Network is very extensive, so I don't mind that the rewards aren't cash. Plus, I got 10,000 bonus points ($100) just for signing up. Just make sure that if you are getting a gift card that you wait until you get 5,000 points, because at that point 5,000 points= 50 dollars. Otherwise, it is 3,000 points=25 dollars.
David
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Ira
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 20, 2006 9:47 am
Folks, nothing lasts forever. Promotions can change at a moments notice. I've lost count of the number of great promotional offers that I've seen come and go. You take advantage of them while they're around, but never stop looking for something else that's a little better, or mabe even not quite as good, but which lasts longer.
Eternal vigilance is the watchword.
_________________
Do not let what you cannot do interfere with what you can do.
Ira
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Mon Mar 20, 2006 10:01 am
Ira wrote:
Folks, nothing lasts forever. Promotions can change at a moments notice. I've lost count of the number of great promotional offers that I've seen come and go. You take advantage of them while they're around, but never stop looking for something else that's a little better, or mabe even not quite as good, but which lasts longer.
Eternal vigilance is the watchword.
and thats why Ira has 50,00 credit cards!!!! but hey give him credit,,,it works (pun intended)
_________________
Average credit score: 709 !!!!!!
WOOOHOOOOOO
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: quiznut1
Posted: Mon Mar 20, 2006 10:35 am
db619196 wrote:
Man this does stink. Well, they only give $75 back per year anyway...
The Discover Restaurant card gave $75 cash back on the first $1,500 in annual purchases (5%, if every one of them was a restaurant purchase), from there it was 3% cash back on the next $1,500 of annual purchases (3% restaurants, .5% everywhere else)
It still is a disappointment to see this card go.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: maddybeagle
Credit Expert (100+ Posts)
Posted: Mon Mar 20, 2006 2:05 pm
There are several cards with 2-3% at rest. Fat Wallet has a good discussion.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Board Monitor
Board Monitor/ Administrator
Posted: Mon Mar 20, 2006 5:26 pm
Quote:
Guess I'll need to buy the restaurant gift cards at the grocery store (5% cash back at grocery stores) once my restaurant rewards go away. Yeah, that sucks. Oh well, it was a good thing while it lasted.
Interesting tip. I guess this would work!
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
Sign up for our free monthly e-mail newsletter!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
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