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Sunday, March 12, 2006

Dillard's American Express Credit Card Offer

Guest: stilltrying
Post subject: Dillard's American Express Credit Card Offer
Posted: Wed Mar 08, 2006 10:48 pm

I have some information about the Dillards American Express card (for some background on this, go to google and search for "Dillards American Express").

I had called this afternoon and reached someone who didn't know too much about this card.

I called this evening and reached someone who was a lot more knowledgeable.

Some of those who currently have a Dillards charge card will have a chance to have their card automatically converted to the Dillards Amex card.
This conversion will happen in two phases.

In phase one, letters will be sent out between March 10-March13th to those who haven't used their Dillards charge card for awhile and/or those who use their card infrequently.

In phase two, letters will be sent to those Dillards charge card holders who actively use their cards (she didn't know the date(s) for when the letters would be sent out in phase two).

When these letters arrive, the autoconversion process will be handled similarly to the way that Sears and Target handle their charge cards, i.e. if you are interested in having your Dillards charge card converted to the Dillards American Express card, then you don't have to take any further action and your new card will be mailed to you. If you are not interested in the Amex card, then you will need to contact Dillards.

For those who don't receive these letters, you will have a chance to apply either in-store or on-line.
The on-line application should be available at the end of this month.

Regarding applying in-store, apparently only some stores (in certain states) currently have the applications. I guess to save yourself a trip to the store you could/should call Dillards to find out if your state is one of the ones with Dillards stores that have an in-store application.

Regarding the in-store/online application, for those who already have the Dillards charge card I asked if there will be the option of indicating on the application that you would like to have your card automatically converted. Or will this application involve having your credit checked to see if you qualify ? She said that those who receive the letters in the mail will have their cards autoupgraded without a credit check while those people (who haven't received the letters) who fill out the application will have their credit checked.


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Guest: Board Monitor
Board Monitor/ Administrator
Posted: Thu Mar 09, 2006 11:39 am

Thanks for the post and the detailed info.! We are actually running a news story on www.CardRatings.com on this topic soon...
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Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

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CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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