Citi Dividend Platinum Select Credit Card Offer
Guest: hdporter
Credit Expert (100+ Posts)
Post subject: Citi Dividend Platinum Select Credit Card Offer
Posted: Mon Mar 13, 2006 11:25 am
Anyone here have experience in responding to a mailed invitation from Citi that reads (excerpted):
"We want to make your Citi Dividend Platinum Select Card the card you choose first for everything you buy" ... "What can we offer you? A lower rate on purchases?" ... "cash back on your everyday spending?" ... "rewards" ... "Please tell us what features or benefits would make your card easier or more rewarding to use" ... "RSVP: 800-xxx-xxxx today to see what you qualify for".
Before we call and request a 0% 'til paid, no fee BT, , I was curious if anyone has been able to use this "offer" to milk something particularly attractive from them.
- Harry
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 13, 2006 12:25 pm
hdporter wrote:
Anyone here have experience in responding to a mailed invitation from Citi that reads (excerpted):
"We want to make your Citi Dividend Platinum Select Card the card you choose first for everything you buy" ... "What can we offer you? A lower rate on purchases?" ... "cash back on your everyday spending?" ... "rewards" ... "Please tell us what features or benefits would make your card easier or more rewarding to use" ... "RSVP: 800-xxx-xxxx today to see what you qualify for".
Before we call and request a 0% 'til paid, no fee BT, , I was curious if anyone has been able to use this "offer" to milk something particularly attractive from them.
- Harry
"IF" I'm gonna' get CASH BACK I want the CASH BACK as a credit each month and I don't want to have to pick the correct places to shop at to find out what is "EVERYDAY SPENDING"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullet875
Posted: Mon Mar 13, 2006 10:08 pm
I agree with mouse, but 10% cash back would be nice....a fairytale but nice all the same..lol
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 13, 2006 11:00 pm
bullet875 wrote:
I agree with mouse, but 10% cash back would be nice....a fairytale but nice all the same..lol
5% would be OK
I would settle for even 3%
NO MAX
NO "SPECIAL PLACES ONLY"
Everything else is like 1% or less
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: hdporter
Credit Expert (100+ Posts)
Posted: Tue Mar 14, 2006 11:40 am
Turns out the letter was prompted because there's been no active charges against the account.
We asked for a lower rate and were told we have the lowest rate permitted on our Dividend Platinum Select. However, they offered to open a Diamond Rewards card with a reduced rate. We countered that we already had one.
Of course, we use the Diamond and pay it in full each month while carrying a large transfer balance on the Platinum at 2% 'til paid.
Bottom line, the letter was a non-event. Surprise.
- H.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: Citi Dividend Platinum Select Credit Card Offer
Posted: Mon Mar 13, 2006 11:25 am
Anyone here have experience in responding to a mailed invitation from Citi that reads (excerpted):
"We want to make your Citi Dividend Platinum Select Card the card you choose first for everything you buy" ... "What can we offer you? A lower rate on purchases?" ... "cash back on your everyday spending?" ... "rewards" ... "Please tell us what features or benefits would make your card easier or more rewarding to use" ... "RSVP: 800-xxx-xxxx today to see what you qualify for".
Before we call and request a 0% 'til paid, no fee BT, , I was curious if anyone has been able to use this "offer" to milk something particularly attractive from them.
- Harry
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 13, 2006 12:25 pm
hdporter wrote:
Anyone here have experience in responding to a mailed invitation from Citi that reads (excerpted):
"We want to make your Citi Dividend Platinum Select Card the card you choose first for everything you buy" ... "What can we offer you? A lower rate on purchases?" ... "cash back on your everyday spending?" ... "rewards" ... "Please tell us what features or benefits would make your card easier or more rewarding to use" ... "RSVP: 800-xxx-xxxx today to see what you qualify for".
Before we call and request a 0% 'til paid, no fee BT, , I was curious if anyone has been able to use this "offer" to milk something particularly attractive from them.
- Harry
"IF" I'm gonna' get CASH BACK I want the CASH BACK as a credit each month and I don't want to have to pick the correct places to shop at to find out what is "EVERYDAY SPENDING"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullet875
Posted: Mon Mar 13, 2006 10:08 pm
I agree with mouse, but 10% cash back would be nice....a fairytale but nice all the same..lol
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Mon Mar 13, 2006 11:00 pm
bullet875 wrote:
I agree with mouse, but 10% cash back would be nice....a fairytale but nice all the same..lol
5% would be OK
I would settle for even 3%
NO MAX
NO "SPECIAL PLACES ONLY"
Everything else is like 1% or less
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: hdporter
Credit Expert (100+ Posts)
Posted: Tue Mar 14, 2006 11:40 am
Turns out the letter was prompted because there's been no active charges against the account.
We asked for a lower rate and were told we have the lowest rate permitted on our Dividend Platinum Select. However, they offered to open a Diamond Rewards card with a reduced rate. We countered that we already had one.
Of course, we use the Diamond and pay it in full each month while carrying a large transfer balance on the Platinum at 2% 'til paid.
Bottom line, the letter was a non-event. Surprise.
- H.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 12:47 PM
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