Bank of America Credit Card Credit Line Increase

Guest: wouql
Post subject: Bank of America Credit Card Credit Line Increase
Posted: Sun Feb 26, 2006 8:28 pm

OK, I finally hit nine months of owning my BofA Platinum card. So I'm trying to request a CLI - but how do I do it? Did anyone do it online?

I sign into Online Banking, and click on the card. I assume there would be an option somewhere to click on (like the ones I see for "Pay this card" or "Inquire about a payment".)

I feel stupid - this should be easy. I'm sure I could call them, but there has to be a way to do this online.

Thanks in advance.

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Guest: DavidPalmer
Posted: Mon Feb 27, 2006 12:21 am

I was told that you get an automatic CL increase after the 9 months of having the account open and that it will show on your statement and online. I still have 4 months to go on mine.

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Guest: beyond platinum
Credit Expert (100+ Posts)
Posted: Mon Feb 27, 2006 1:05 am

It is under account activity in the bottom left hand corner under 'customer service'. If you are not automatically approved online, it will list a phone number for you to call so that you can ask a CSR and this may result in a hard inquiry.
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Guest: Lyndzer Torte
Posted: Thu Mar 09, 2006 8:13 pm

I got the card in June of 05. Should I have the CLI option this month after the billing period is up, or next?

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Guest: beyond platinum
Credit Expert (100+ Posts)
Posted: Sat Mar 11, 2006 12:48 am

From my experience, they usually go from the date the card was issued. I see no reason why you can't ask for a limit increase now; the worst they can say is no. I got an increase from them within 6 months of opening my account but it resulted in a hard inquiry. Let us know of the results!
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Guest: CreditFanatic
Posted: Sat Mar 11, 2006 1:25 am

I called BankofAmerica to get my card raised. If it does not show up on the website, it is best to just call them up. I think it really depends on the person if they think you deserve the CL raise or not.

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Guest: TomfromCT
Posted: Sun Mar 12, 2006 2:12 pm

i have about 5 months to go before i hit 9 months with my new boa paltinum rewards card.


no way in heck im calling for a CLI though becasue i wont want the inq on my report.....

and i have a 7 k limit with 600 bucks on it with a high of 2200 so i dont need it other than to make it easier to stay under 10 % util...

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