Balance Transfer from CitiBank Credit Card to Advanta Credit Card
Guest: bullet875
Post subject: Balance Transfer from CitiBank Credit Card to Advanta Credit Card
Posted: Sun Mar 26, 2006 6:10 pm
I transfeered a balance from my citibank card to my advanta card. Advanta shows the BT as completed, but Citi still has the balance on the card that I transferred ti from.
How long should it take to be credited to my Citi card? It was credited to my Advanta card on 3/24/06.
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Guest: Polonius
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Mar 26, 2006 6:55 pm
It can be up to three weeks--but usually you'll see it within a week. Don't be surprised to see it posted with an EARLIER date than the first day you actually see it in your account. For example, I was a bit worried about a transfer to one of my Citibank accounts when it wasn't showing on 3/10--it was due by then. On 3/11 it showed on my online account--with a receipt date of 3/07. Whew!
Advanta deducts the funds from your Advanta account the day it sends it to Citibank. Sometimes those payments are made by check and the checks are mailed--and that can REALLY delay the credit. Usually it's an ACH transfer, which can take 3 business days. And then Citibank has to credit it to your account.
_________________
Polonius
"Neither a borrower, nor a lender be; For loan oft loses both itself and friend"
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Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Sun Mar 26, 2006 6:56 pm
Took a week for my last one.
Citi is waiting for the BT to clear offcially before they say its paid
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Guest: bullet875
Posted: Sun Mar 26, 2006 7:01 pm
I'm new to all of this CC stuff like EFTs and BTs so I'm trying to learn as I go along! lol
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Mar 26, 2006 7:03 pm
48 HOURS to 3 WEEKS
Most of the time less than one week
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Guest: bullet875
Posted: Sun Mar 26, 2006 7:26 pm
Thanks! I am just very impatient so that I can pay the balance off soon! lol
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Post subject: Balance Transfer from CitiBank Credit Card to Advanta Credit Card
Posted: Sun Mar 26, 2006 6:10 pm
I transfeered a balance from my citibank card to my advanta card. Advanta shows the BT as completed, but Citi still has the balance on the card that I transferred ti from.
How long should it take to be credited to my Citi card? It was credited to my Advanta card on 3/24/06.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Polonius
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Mar 26, 2006 6:55 pm
It can be up to three weeks--but usually you'll see it within a week. Don't be surprised to see it posted with an EARLIER date than the first day you actually see it in your account. For example, I was a bit worried about a transfer to one of my Citibank accounts when it wasn't showing on 3/10--it was due by then. On 3/11 it showed on my online account--with a receipt date of 3/07. Whew!
Advanta deducts the funds from your Advanta account the day it sends it to Citibank. Sometimes those payments are made by check and the checks are mailed--and that can REALLY delay the credit. Usually it's an ACH transfer, which can take 3 business days. And then Citibank has to credit it to your account.
_________________
Polonius
"Neither a borrower, nor a lender be; For loan oft loses both itself and friend"
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Sun Mar 26, 2006 6:56 pm
Took a week for my last one.
Citi is waiting for the BT to clear offcially before they say its paid
_________________
Average credit score: 709 !!!!!!
WOOOHOOOOOO
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullet875
Posted: Sun Mar 26, 2006 7:01 pm
I'm new to all of this CC stuff like EFTs and BTs so I'm trying to learn as I go along! lol
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Mar 26, 2006 7:03 pm
48 HOURS to 3 WEEKS
Most of the time less than one week
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: bullet875
Posted: Sun Mar 26, 2006 7:26 pm
Thanks! I am just very impatient so that I can pay the balance off soon! lol
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 4:25 PM
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