Authorized User on Parents' Maxed Out Credit Cards

Guest: bullwinkle29
Post subject: Authorized User on Parents' Maxed Out Credit Cards
Posted: Fri Mar 03, 2006 10:44 pm

hi all

my wife's parents had a wells fargo visa card issued to her, so that she could put her school supplies on there card. on my wife's credit report, it says authorized user. i know what that means. my question is. the cards limit is $10,500. her parents have the card darn near maxed out, does that impact my wifes score? i just pulled he her report from equifax, her score is 770. if anyone needs more details, please ask

thanks dave

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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Fri Mar 03, 2006 11:22 pm

bullwinkle29 wrote:
hi all

my wife's parents had a wells fargo visa card issued to her, so that she could put her school supplies on there card. on my wife's credit report, it says authorized user. i know what that means. my question is. the cards limit is $10,500. her parents have the card darn near maxed out, does that impact my wifes score? i just pulled he her report from equifax, her score is 770. if anyone needs more details, please ask

thanks dave

MAXED OUT hurts some

"IF" you have other empty cards it doesn't hurt as much

That is one reason I never have less than $100,000 unused at all times

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