Which Type of Credit Card Is Easier to Get?

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Posted: Thu Jan 13, 2005 1:57 am
Post subject: Which Type of Credit Card Is Easier to Get?

Jill White
Date: 7/2/2000 2:49 am CDT

Hi, I learned about you on creditnet. Could you give me your opinion. Are either American Express or Discover easier to get that Visa? All we really need is a credit card for internet purposes, preferably with as low a limit as possible

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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archive
Posted: Thu Jan 13, 2005 1:57 am
Post subject: Which Type of Credit Card Is Easier to Get?

Board Monitor
Date: 7/2/2000 3:16 am CDT

Jill,

Thanks for your post! The answer to your question depends on your credit situation. If you have a poor credit history (see our "Poor Credit" page and "Free Credit Report" page for more info.), then a Visa or AmEx Optima Secured card would be easier to obtain...simply because Discover does not offer a card that caters to consumers with poor credit (such cards are referred to as "sub-prime" cards). If you are a student, then it should not matter which of the three you choose. Likewise, if you have a fair to good credit rating (see our "Monthly Article" page for more info.), then you should be able to obtain any of the three.

Hope this helps!

Regards,
Curtis Arnold
Founder/Marketing Dir.
CardRatings.org

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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