Economical Investing

Author: SVT Cobra
Posted: Mon Aug 09, 2004 5:41 pm
Post subject: Economical Investing


I hear alot of talk about investors changing their investment strategies.
To my understanding, there are more and more investors investing in collector cars, trucks, etc.
The claim is that they hold and raise in value more consistantly than stocks, etc.

What is your take on this?

Also a few wealthy investors are also saying, that in the stocks trend, to buy into "economical" business's.
For exp: Dollar General, etc.
They say when the overall economy is poor, the stocks will rise in the business's that are tailored to meet lower income familys, and those pinching pennies.

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Board Monitor
Posted: Tue Aug 10, 2004 8:28 am
Post subject: Economical Investing

I know that Fred's stock (similar to Dollar General) has done incredibly well over the past couple of years. Wal-Mart, though, hasn't done much at all. Dollar stores make a lot of money.
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

Save on CD's at Amazon

Author: Verne
Posted: Wed Jun 09, 2004 9:24 am
Post subject: Save on CD's at Amazon

I just wanted to share my latest venture in money-saving.

I was recently shopping at amazon for CD's and noticed a "club price" button. Membership is free, shipping is free for orders over $25.00, and prices are at least 20%-50% off. The only catch is an obligation to buy 2 CD's over a year. They have a wide selection so I didn't see a problem.

Anyway I bought 2 CD's at $9.99, well below the $18.99 regular price. Found another for $7.99 to bring the order over $25.00 and get the free shipping. S&H is prohibitively expensive otherwise.

Normally I don't like these sorts of clubs but I couldn't resist with the discounts, free shipping, and ease of ordering through amazon.

Verne
_________________
Any agreement that can be changed at any time, for any reason, is no agreement at all.

Credit Life Insurance

Author: loot
Posted: Wed Dec 24, 2003 4:35 pm
Post subject: Credit life


Should one purchase it?

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Author: Guest
Posted: Wed Mar 17, 2004 12:58 am
Post subject: Credit Life Insurance

~~~~~(1*} It runs 2 to four times that of a level term life policy for the same dollar amount.
~~~~~(2*} You pay monthly interest on the higher priced credit life because the premium for the full term is added to the loan from the start. A 15 year loan would mean the entire 15 yr. premium added to your loan and charged the same interest rates as the loan. Now ain't that sweet you pay the insurer 15 years in advance and you get to pay em 15 years of interest for doing it.
Compare that with level term life. No advance payment required. no need to take out a loan to finance the premium. No interest on premium.
~~~~~(3*) Credit life beats you out of the unearned premium.
2*The best way is to add a level term rider to your current life insurance policy in the amount of the loan.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Remember FOLKS this inside scoop on credit life didn't come from your friendly banker or insurer.
><- <>- ><- <> ~~~ ><- <>- ><- <> ><- <>- ><- <> ~~~ ><- <>- How many of you folks out there in consumer land have had your banker or insurer show you this little tid bit.??

Rule of 72

Author: loot
Posted: Wed Dec 24, 2003 4:24 pm
Post subject: Rule of 72

What is the rule of 72 ?

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Author: Pale Rider
Posted: Thu Jan 22, 2004 9:32 pm
Post subject: Rule of 72

If I am not mistaken, divide 72 by the interest rate you are getting and that will give you the number of years it will take to double your money.

Example: 72 / 10 = 7.2 years to double your money at 10% interest rate

Online Rebate Services

nwhatnot: Guest
Posted: Wed Jun 25, 2003 4:24 pm
Post subject: Online Rebate Services

Has anyone registered their cards for additional rebates through RebateNetwork.com (consumer1st) or other added rebate services? Does the card issuer take into consideration that they may already be giving you a rebate?

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Guest
Posted: Thu Jul 03, 2003 3:53 pm
Post subject:Online Rebate Services
Can speak of this particular service, but I would think that if the rebate service is indepedent of the card issuer, that this would not count against you.

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Author:dww53
Posted: Tue Nov 04, 2003 4:31 pm
Post subject: YES, Our Refunds Our Paid In ADDITION To Any Other Benefits!

The first ever Consumer FIRST refund was paid to a cardholder in Indiana. The refund was for $2.50. A second transaction, a week later has given this same cardholder another refund of $2.88. So far, this one Consumer FIRST registered cardholder has received refunds totalling $5.88!

New Consumer Advocate Dayton Macatee of Dallas,TX made a purchase at a local Pep Boys location and earned a whopping $84.31 refund on a purchase of a little more than $2,000. This is the largest single refund paid to date. The power of the Consumer FIRST business system is appearing all across America. The excitement is starting to build!

Consumer FIRST...
The Way It Should Be,
Dennis W. Weaver
Executive Consumer Advocate
http://consumer1st.com/79020

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Author:nativechild48
Credit Expert (100+ Posts)
Posted: Tue Nov 11, 2003 1:06 am
Post subject:Online Rebate Services
Consumer First: anyone who would consider doing this is going to lose. If you want rewards or cashback get a credit card with these features. Don't give out any personal info and credit card numbers to anyone. How much did these consumer pay to get these so-called rewards? Sounds more and more like a scam