High Yield Online Savings Account Signup Bonus

Author: Polonius
Posted: Thu Oct 20, 2005 12:13 pm
Post subject: High Yield Online Savings Account Signup Bonus

My GM Card statement has an insert from HSBC offering 3.75% APY on savings plus a $25 signup bonus if you open an account by November 30th. (I haven't seen this mentioned anywhere before.) Minimum opening deposit to qualify is $1.

It looks very similar to IngDirect and Emigrant in its terms--no fees, free transfers from other accounts and banks, no minimum terms. Some things I haven't seen--free HSBC Bank, USA ATM withdrawal and deposits, and free "Personal Internet Banking"!

Get more info here:
http://us.hsbc.com/gm

The FAQ page is here:
http://www.us.hsbc.com/personal/savings/osavings_faqs.html

EmigrantDirect is 4.00% APY...but this offer has that $25 bonus and the other features which might be useful...

Quote:
What is the Maximum balance?

The bank reserves the right, with notice, to transfer to any other HSBC deposit account you have, the amount of any transaction, excluding interest, that causes your OnlineSavings accounts(s) to exceed an aggregate balance of $2,000,000.

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Author: Board Monitor
Posted: Fri Oct 21, 2005 2:33 pm
Post subject: High Yield Online Savings Account Signup Bonus


Thanks for the tip! I just discovered after logging into my PayPal account that they are offering around 3.75% as well. And you can transfer money in and out like the other online savings account. Anyone use PayPal much?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com (501) 663-0314

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Author: rainyday
Posted: Sat Oct 22, 2005 1:08 pm
Post subject: High Yield Online Savings Account Signup Bonus

I found this link http://www.us.hsbc.com/personal/deposits/appinfo_online_easybonus.html?code=ccs20
for a $35 bonus for a online savings account until 10-31-05. I am out of luck on this one as I already have an online account with them darn!!

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Author: Polonius
Posted: Sat Oct 22, 2005 2:26 pm
Post subject: High Yield Online Savings Account Signup Bonus


Nice find! I just completed the application--it took a while, but it can all be done online, even the signature card. (How can it be a signature card if it isn't signed?)

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Author: maddybeagle
Posted: Sat Oct 22, 2005 8:34 pm
Post subject: High Yield Online Savings Account Signup Bonus


thanks. I applied and look to be getting my cool 35 bucks. reading through the disclosures, there looks to be a fee if you close before 6 months, though.

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