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Low Ongoing Rate Featured Credit Cards - Page 3 About |
The low ongoing rate credit cards featured on this page offer ongoing annual purchase interest rates (APR) below the average national of approximately 13% for a variable rate credit card. The cards below are not intended for applicants with a poor credit history or no credit history (you need good credit to qualify). Please note that you the actual rate that you are offered by any card issuer may vary based on your credit rating and that our featured cards
are not ranked by APR. Finally, please note that the offers listed are available to online applicants. Note! Looking for balance transfer offers? View our featured low introductory rate credit cards. |
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The Platinum Edition® Visa® Card - Apply Online*
- Introductory 0% APR* on purchases for the first 15 billing cycles
after your account is opened
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years
of prior statements and more
- Purchase Protection and Extended Warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% discount at select car rental agencies*
- FirstGuard® provides protection against identity theft
* This offer is available to online applicants. Issued by First Bankcard, a division of First National Bank of Omaha.
** We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).
Intro APR |
Intro APR
Period |
Regular APR |
Balance
Transfers |
Transfer Fee |
Credit Needed |
0% |
12 months |
9.99% - 13.99% V |
Yes |
3% ($10 minimum) |
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IBERIABANK Visa® Classic - Apply Online
- APR from 4.00% - 6.00%
- No Annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- 25 Day grace period
- Online access to credit card information
Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 5% ($5.00 minimum, $100 maximum). Issued by Iberiabank.
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Terms and Conditions of the application.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% BT |
6 months |
4.00% - 6.00% |
Yes |
None |
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Consumer Alert! If you occasionally carry a balance on your cards, you should avoid the allure of reward cards. Most reward cards have higher interest rates than traditional credit cards and some, particularly airline reward cards, have annual fees. Such disadvantages usually far outweigh any rewards you might earn. |
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Pulaski Bank Visa - Apply Online
- Annual Fee - $35.00
- Introductory APR - 0% on balance transfers
- Purchase APR - 6.50% F
- Cash Advance APR - 6.50% F
- Balance Transfer APR - 6.50% F after introductory period
- No Balance Transfer Fees
- Grace Period - 25 days
Important Interest Rate Note: Approval is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any credit card offer.
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Intro APR
Period |
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|
Transfer Fee |
Credit Needed |
0% |
6 months |
6.50% F |
Yes |
No |
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Pulaski Bank Visa® Gold - Apply Online*
- Offers a 0% APR for balance transfers only for 6 billing periods from the posting date of the balance transfer check for balance transfers processed during the first 3 months
- No balance transfer fee for balances transferred in response to this online offer.
- No Annual fee
Card Details: The purchase/cash advance APR is a fixed rate of 8.00%**. Note! Since Pulaski's rates are so attractive, you must have an excellent credit rating/history to qualify for this card
* This offer is available to online applicants.
**The rate for credit card purchases is not tied to a market index. The rate is set by Pulaski Bank's Board of Directors and is subject to change. Should the rate change, you would be notified in advance.
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Intro APR
Period |
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|
Transfer Fee |
Credit Needed |
0% |
6 months |
8.00% |
Yes |
None |
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Bank of America® Platinum Plus® Visa® Card - Apply Online
- 0% Introductory APR on balance transfers, check cash
advances, and direct deposits for your first 12 billing cycles
- No annual fee
- Credit lines as high as $25,000
- Online Banking Service
- No fees on balance transfers
Card Details: Note! This card is not designed for applicants with poor or no credit. Offered by FIA Card Services, N.A.
We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).
* This online application is subject to the terms and conditions as described in the Important Information Section of the application.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% |
12 months |
See Application for Details |
Yes |
3% ($10 minimum) |
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Editor's Pick
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Bank of America Accelerated RewardsTM American Express® Card - Apply Online
- Earn rewards faster with 1.25 points for every net retail purchase dollar§
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
- Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Card Details: APR: 9.9% or 15.9%. Credit Needed: Good. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Card issued by FIA Card Services, NA.
§ This online application is subject to the terms and conditions as described in the Important Information Section of the application.
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Intro APR
Period |
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|
Transfer Fee |
Credit Needed |
0% BT |
12 months |
9.9% or 15.99% |
Yes |
3% ($10 minimum) |
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