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Low interest rate cards

Low Interest Rate Featured Credit Cards - Page 2 About

The low ongoing rate credit cards featured on this page are not intended for applicants with a poor credit history or no credit history (you need good credit to qualify). Please note that you the actual rate that you are offered by any card issuer may vary based on your credit rating and that our featured cards are not ranked by APR. Finally, please note that the offers listed are available to online applicants. Note! Looking for balance transfer offers? View our featured low introductory rate credit cards.

Find your best low interest credit card

 

simmons bank credit cards

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Simmons First Platinum Visa- Apply Online

  • Created for those with Good Credit and approval is based on your credit rating and application review.
  • Low 7.25% fixed standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Important Interest Rate Note: Approval is based on your credit rating and application review. We strongly suggest that you know what your 3 credit scores are prior to applying for any credit card offer.
Intro APR
Period
Cash Advance APR
Grace Period
Credit Needed
N/A
N/A
7.25% F
11.25% F
25

important noteImportant Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.


 

discover motiva credit card

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Discover® MotivaSM Card - Apply Online

  • Offers a 3.99% introductory rate for 12 months on Balance Transfers and a 3.99% introductory rate for 6 months on Purchases
  • Pay-On-Time Bonus® Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
  • 5% -20% Cashback Bonus through our exclusive online shopping site
Card Details: Offers a 3.99% introductory rate for 12 months on Balance Transfers and a 3.99% introductory rate for 6 months on Purchases. Variable purchase APR of 11.99% - 18.99% (your rate will depend on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. Offered by Discover® Bank.

We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).

* View Discover® Card Rates, Fees, Rewards and Other Important Information.

Intro APR
Period
Transfer Fee
Credit Needed
3.99%
12 months
11.99% - 18.99% V
Yes
3%

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Consumer Alert! If you occasionally carry a balance on your cards, you should avoid the allure of reward cards. Most reward cards have higher interest rates than traditional credit cards and some, particularly airline reward cards, have annual fees. Such disadvantages usually far outweigh any rewards you might earn.

 

iberia bank visa classic credit card

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  • Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00%
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 5% ($5.00 minimum, $100 maximum). Issued by Iberiabank.

* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Terms and Conditions of the application.

Intro APR
Period
Transfer Fee
Credit Needed
1.99% BT
6 months
8.75% - 15.25% V
Yes
2%

5 star rating?

Editor's Pick

discover credit card

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Discover® Biodegradable More® Card - Apply Online

  • Help protect the planet with the new biodegradable Discover Card
  • Card plastic breaks down 99% within five years in landfill conditions
  • 5% Cashback Bonus® in popular categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
Card Details: Offers a 0% introductory rate for 6 months on Balance Transfers and Purchases. Regular purchase APR from 11.99% - 18.99% (your actual rate depends on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by Discover® Bank.

* View Discover® Card Rates, Fees, Rewards and Other Important Information.

Intro APR
Period
Transfer Fee
Credit Needed
0%
6 months
11.99% - 18.99% V
Yes
3%

The cards reviewed thus far are our featured credit cards. Click here to quickly search all cards in this category using our credit card search form.
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