Credit Card Terms

July 14, 2008

Intro Apr - an introductory or promotional rate for purchases and/or balance transfers for up to the number of months noted.

Annual Fee - an administrative fee you pay each year to the issuing institution.

Purchase APR - annual percentage rate you pay on purchases you make.

Cash Advance APR - annual percentage rate you pay on cash withdrawals you make.

Balance Transfer APR - annual percentage rate you pay on balances you transfer from other credit cards.

Grace Period - the number of days you have to repay your balance for purchases before a finance charge on purchases will be imposed (balance must be paid in full to avoid finance charges).

Important Note! The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying.

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