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Added July 23, 2010 from: Mike Killian
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 Mike Killian
Answered By Mike Killian:
I am not certain I can answer your question because it is rather unclear but I am going to make a stab at it. I am guessing you are asking if you can apply your pension to the application if applying for a credit card. The answer is definitely yes.

When a financial institution reviews your application they will be checking such issues as ability to repay a debt. Your pension, of course, is very important plus any other source of income you might have. The creditor is less interested in what the source of income is and more concerned with the fact that the source truly exists. Therefore you may have to show proof in the form of bank statements or deposits.

The creditor will also be checking such things as credit history, other debts compared to the amount of your income, length of time on a job or length of residence.

This question is about:  Credit Card Approval
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