Next, find the best interest rates, lowest balance transfer fees (if that's one of your purposes) and other issues important to your requirements. For example, Capitol One has a card with double miles, no balance transfer fee and a moderate interest rate. On the other hand Citi has a card that earns 5 points for each dollar spent on AT&T but carries a much higher interest rate and a balance transfer fee. There are numerous examples of everything in between, as well as many cards with all kinds of rewards, or no rewards and lower interest rates.
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