Q: If I already have a debit card through MasterCard, would it make more sense to get a Visa credit card instead of getting another MasterCard?
The only thing that really matters is how well the card will serve your needs. For example, if you use your card mostly for gas and food, you may want a card with a low APR and no annual fee that offers rebates for food and gas. On the other hand, if you are a business person who travels, you might want a card that offers rebates for air miles, with no annual fee and a low APR.
But whether the card is a Visa, MasterCard, Discover or American Express should have little bearing on your decision. The way you plan to use your card should determine your choice.
- Are Discover Card credit cards any good?
- Is a credit score of 725 considered good?
- Which bank offers the best debit card?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?