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by Brammy » Tue Mar 13, 2007 1:22 pm
There are too many accounts with a balance on your credit report. [Equifax] Having too much available credit can sometimes harm your credit score. Lenders may feel that you have the ability to spend more than you could potentially pay back. You might want to consider closing a few accounts or asking to have your credit limits reduced. Avoid closing too many accounts - especially the oldest accounts on your credit report - because it could harm your credit score. Closing the oldest accounts can damage your score by making the length of your credit use appear shorter.
Utilization too high Utilization too low. Got a couple of cards with less than 50.00 bucks reporting right now that will be zero next month and now utilization too low??? Low limits too
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Brammy
- Senior Credit Expert (500+ posts)

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- Posts: 1617
- Joined: Mon Jun 05, 2006 9:20 pm
by profiteer » Tue Mar 13, 2007 2:02 pm
Hey Brammy,
I can help you out here! Just send me your account numbers and we'll get those balances up

Or, you can just send them to the troll that keeps sending me the Nigerian Bank scams...gone phishing

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profiteer
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- Posts: 33
- Joined: Thu Mar 01, 2007 6:42 am
by Brammy » Tue Mar 13, 2007 2:17 pm
I wouldn't be so upset if the minimum 15.00 payment didn't take them from maxed out to 10% utilizattion

Just kidding but a good day at WallyWorld could raise heck with 3 of the 6

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Brammy
- Senior Credit Expert (500+ posts)

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- Posts: 1617
- Joined: Mon Jun 05, 2006 9:20 pm
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