Credit card Opt OUt

[Garthgolf]

Name of Card: Sears Credit Card
Issuer: Sears
Overall Rating (out of 10):
Benefit Rating (out of 10):
Value Rating (out of 10):
Most Attractive Feature:
Least Attractive Feature:
Remarks:

I recently got a notice that a Sears Credit card is going to increase several APR's unless I Opt Out If I Op out is my credit score affected?

[NightStar]

If you opt out and close the account it will look negative having a balance on a closed account, but that will go away once you pay it off it will continue to report 10 years from the close date.