Issuer: Citi Bank
Overall Rating (out of 10):
Benefit Rating (out of 10):
Value Rating (out of 10):
Most Attractive Feature:
Least Attractive Feature:
Remarks:
The new Citi Forward card has rewards that are better than the Citi mtvU card, and you don't need to be a college student to get it.
In addition to earning 5 ThankYou points per dollar spent at restaurants, movie theaters, book stores, music stores, and movie rental stores and 1 ThankYou point at all other venues, you get:
- 6000 TY points after making $50 in purchases within the first 3 months
- 5000 TY points for signing up for paperless statements within the first 3 months
- 100 TY points per billing period if you pay on time and stay under your credit limit
- 0.25% APR reduction for paying at least your minimum amount due and staying under your credit limit for 3 billing periods in a row
- No annual fee
- 0% APR on purchases and balance transfers for 6 months (3% BT fee)
- Earn up to 75,000 TY points per year
You can achieve the full 5% reward value of your TY points by redeeming them for:
- $100 gift cards (for 10,000 TY points) at stores such as Sears, JC Penny, Macy's, Overstock.com, Bloomingdales, Dillards, LL Bean, Cabelas, etc.
- $25 student loan credits (for 2,500 TY points)
You can learn more about the Citi Forward Visa and apply at:
http://www.citiforward.com/
