Citi CashReturns Card

[Polonius]

* 5% cash back on individual balance transfers of $1,500.00 or more.

Are you sure about that? I've seen $5 cash back, but 5% seems impossible to me!

Also, note that if you shop online you have to enter the sites through the Citibank link to get the bonuses...

I don't have that offer in my Citibank checking statement. Wish I did!

[maddybeagle]

what is so great about this....several places give you cash back online...and the 0% on bt's isnt a deal depending on the fees...

[Board Monitor]

More info. on the card at the bottom of this page:

http://www.cardratings.com/cashbackcreditcards.html

I like the automatic rebate feature!

[hdporter]

Citi access page for this card specifically with details:
http://tinyurl.com/38kaqe

also has 0% 12-mo bt, no cap on fee. Unfortunately, not 0% purchase for 12-mo. (That would have been a sweet deal with the 5% rebate!)

[Board Monitor]

More info. on the card at the bottom of this page:

http://www.cardratings.com/cashbackcreditcards.html

I like the automatic rebate feature!

Hi Curtis,

I looked at the referenced page which claims a 5% cash rebate on ALL purchases for the first 90 days. However, this feature is not mentioned anywhere on the card's website. Where did you find this information?

Not sure where to find it on their website or if they even offer it through their site, but I know we do offer it through our link. The box at the top of the first page proclaims 5% cashback for 3 months.

[Polonius]

Offering $5 for each BT over $1500 used to be a good deal--but now a $1500 BT comes with a 3% fee. So you get charged $40 instead of $45 on each one. Not exactly profitable!

I wish the banks would be FORCED to indicate the TRUE APR on these BTs. I keep getting offers from Chase offering me, say, a .99% BT for five months. I have to fill out a lot of information before I get to the page that tells me there's a "transaction charge" of 3%. Well, that means the APR is close to 8% per year--and although that might be good for some anyway, shouldn't it be disclosed with the initial offer, not buried in the fine print long after?

[requiredfield]

Has anyone closed and reapplied for this card?
I've just finished my third billing cycle and my 5% is over. I did make a fair amount and will keep the card until I get to the next $50 reward. At that point it will be useless to me, I'll reallocate then close the card.
And I'm already wondering if I can get another one, every six months would be great! I currently don't have any TU inq's.

[mouse]

CITIBANK IS EXPERIAN

EXPERIAN IS FROZEN

Won't be applying any time soon

(unless it can be traded for one of my current cards...or just SPIN-OFF some of the existing credit limit) HARD FREE

[requiredfield]

I sure am glad citi/Exp(??) pulls TU. In my experience.

[mouse]

I sure am glad citi/Exp(??) pulls TU. In my experience.

I LIVE IN EXPERIAN COUNTRY...you must be special

[pranith11]

Even I'm an citi bank cash back card holder. They offer the best of the deals I ever seen they offer upto 25% cash back on swiping the card in the citi bank machines only. In non-citi bank machines they offer cah backof 1% amount of the total swipe.

[mouse]

Even I'm an citi bank cash back card holder. They offer the best of the deals I ever seen they offer upto 25% cash back on swiping the card in the citi bank machines only. In non-citi bank machines they offer cah backof 1% amount of the total swipe.

25% CASH BACK???

[sammy262]

I got a Citi Cash Returns card in February 2008. We sold a beach condo and we're going to be spending some of the proceeds on big ticket items (cruise, surround sound system, furniture) so I figured 5% cash back would come in handy over the next 3 months. As soon as my 3 month period is up we'll apply for this card in my wife's name and credit. That is, if the 5% back for 3 months offer is still there.

[requiredfield]

Stick a fork in this one, it's done.

No more intro 5%. Now it's a standard 1% with an annual bonus of 20% on your 1% reward. MMMmmm let's see, I believe that comes out to 1.2% annually. This too is an intro offer only good on the first year.

Might be nice if you're a big spender but then you would be using one of your Amex's. Right?

@sammy262
Did you get your second one (wife's) in time?

[sammy262]

My 90 days have expired. My wife got in under the wire and is in her 90 day 5% cash back period and she's already gotten a rebate check for the first billing cycle ending May 22. We'll be charging a vacation to Chicago and a cruise to the Greek Isles before the 90 day period ends, as well as everything else we can put on it.

[requiredfield]

Good, put it to them. I certainly tried to, I guess a lot of other people did also. Likely why they did away with the 5%.