5 things your credit card company won't negotiate
You've gotten yourself into some financial trouble - overspending when work is slow or nonexistent. You are hoping to negotiate with your credit card issuer to give you some wiggle room with those monthly payments.
Go for it, says Mike Sullivan, director of education for Take Charge America, a non-profit credit counseling organization in Phoenix. "I [...]
Top Articles, How Credit Cards Work
10 signs you might be a credit card geek
It's cool to be a geek these days. It's even cooler when your geekdom saves you money and lets you live a more lavish lifestyle. (Even if that just means you can bump up to three Netflix DVDs out at a time instead of two.) Comparing rates and fees online doesn't make you a credit [...]
6 luxury credit card perks
Signup bonuses and rewards points aren’t the only ways today’s best credit cards pay for themselves. Customers who qualify for “elite,” “platinum,” and “signature” credit cards often earn extra perks that can save time while eliminating common expenses.
Repaid baggage fees
American travelers have grudgingly grown accustomed to paying for checked bags on flights. While many airlines [...]
If Olympic athletes were credit cards...
Even casual sports fans can’t resist the lure of the Summer Games. The 2012 London Olympics will feature an eclectic group of accomplished athletes from all over the world. Yet, unlike major league superstars, spectators won’t know most of their names. The CardRatings.com research team decided to mash up some of today’s most promising credit [...]
5 outrageous credit card purchases
Though few consumers make truly outrageous purchases at the spur of the moment, credit cards offer security for big ticket spending. Likewise, many retailers prefer to handle large transactions with help from credit card issuers' fraud prevention programs. Five of the world's most outrageous credit card purchases illustrate some extreme spending:
A single bottle of beer, for half [...]
Attack of the clones: why you're at risk for a credit card scam
Have you used your credit card at a restaurant or gas station lately? That's all it could take to make you a victim of a credit card scam.
The scam in question is what's known as "cloning," which entails stealing your credit card's information and then copying the stolen data onto another card to make purchases [...]
The well-rounded wallet: 4 essential credit cards
Unless you're prone to overspending, in which case you should limit the amount of plastic you pack in your wallet, there are advantages to having more than one credit card at your disposal. To take advantage of the many features and benefits of credit cards, it can be worthwhile to carry four distinct types of [...]
6 surprises hidden in the Credit CARD Act
No. 5 Most-Viewed CardRatings.com Article of 2011*
When the Credit Card Accountability, Responsibility and Disclosure Act was ushered into law, it was heralded as a way to protect consumers from unfair and deceptive practices by credit card issuers.
But while the new law provided some consumer benefits, many finer points of the CARD Act are complex and [...]
Credit Card Legislation, Top Articles
Inside the life of Centurion cardholder Taysha Valez
No. 3 Most-Viewed CardRatings.com Article of 2011*
You probably think the holders of the very best credit cards, such as the American Express Centurion (the "black card"), are all celebrities. But that may not be the typical Centurion member.
Perhaps a better example is Taysha Valez, the 29-year-old founder of myTAY PCS, a mobile phone and Internet [...]
Top Articles, General Credit Card Tips
5 unintended consequences of the Credit CARD Act
No. 4 Most-Viewed CardRatings.com Article of 2011
Whether you loved the idea of the Credit CARD Act of 2009 (full disclosure: I'm a fan), or you thought it was yet another overreaching law, with the two-year anniversary just behind us (it was May 22), it's become apparent to industry and personal finance experts that there have [...]
Credit Card Legislation, Top Articles