Authors

Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

Top Articles

  • 5 things your credit card company won't negotiate

    You've gotten yourself into some financial trouble - overspending when work is slow or nonexistent. You are hoping to negotiate with your credit card issuer to give you some wiggle room with those monthly payments. Go for it, says Mike Sullivan, director of education for Take Charge America, a non-profit credit counseling organization in Phoenix. "I [...]

  • Flying high: Best credit cards for free airline perks

    Although ticket prices and associated fees have crept higher over the past few years, the right airline credit card can save you enough cash to offset the cost of air travel. Three of today's best travel credit cards offer bonus perks that can make your next trip relaxing and rewarding. Virgin America Visa Signature from Barclaycard [...]

  • 10 signs you might be a credit card geek

    It's cool to be a geek these days. It's even cooler when your geekdom saves you money and lets you live a more lavish lifestyle. (Even if that just means you can bump up to three Netflix DVDs out at a time instead of two.) Comparing rates and fees online doesn't make you a credit [...]

  • 36 top credit cards without foreign transaction fees

    Using a credit or charge card when you travel is easy and secure, and you can see everything you spent in one place when you get your monthly statement. But when that statement arrives, you may be shocked to see an extra 3 percent added to each purchase you made in a foreign currency. This is [...]

  • 6 luxury credit card perks

    Signup bonuses and rewards points aren’t the only ways today’s best credit cards pay for themselves. Customers who qualify for “elite,” “platinum,” and “signature” credit cards often earn extra perks that can save time while eliminating common expenses. Repaid baggage fees American travelers have grudgingly grown accustomed to paying for checked bags on flights. While many airlines [...]

  • If Olympic athletes were credit cards...

    Even casual sports fans can’t resist the lure of the Summer Games. The 2012 London Olympics will feature an eclectic group of accomplished athletes from all over the world. Yet, unlike major league superstars, spectators won’t know most of their names. The CardRatings.com research team decided to mash up some of today’s most promising credit [...]

  • 5 outrageous credit card purchases

    Though few consumers make truly outrageous purchases at the spur of the moment, credit cards offer security for big ticket spending. Likewise, many retailers prefer to handle large transactions with help from credit card issuers' fraud prevention programs. Five of the world's most outrageous credit card purchases illustrate some extreme spending: A single bottle of beer, for half [...]

  • Attack of the clones: why you're at risk for a credit card scam

    Have you used your credit card at a restaurant or gas station lately? That's all it could take to make you a victim of a credit card scam. The scam in question is what's known as "cloning," which entails stealing your credit card's information and then copying the stolen data onto another card to make purchases [...]

  • The well-rounded wallet: 4 essential credit cards

    Unless you're prone to overspending, in which case you should limit the amount of plastic you pack in your wallet, there are advantages to having more than one credit card at your disposal. To take advantage of the many features and benefits of credit cards, it can be worthwhile to carry four distinct types of [...]

  • 6 surprises hidden in the Credit CARD Act

    No. 5 Most-Viewed CardRatings.com Article of 2011* When the Credit Card Accountability, Responsibility and Disclosure Act was ushered into law, it was heralded as a way to protect consumers from unfair and deceptive practices by credit card issuers. But while the new law provided some consumer benefits, many finer points of the CARD [...]

  • Inside the life of Centurion cardholder Taysha Valez

    No. 3 Most-Viewed CardRatings.com Article of 2011* You probably think the holders of the very best credit cards, such as the American Express Centurion (the "black card"), are all celebrities. But that may not be the typical Centurion member. Perhaps a better example is Taysha Valez, the 29-year-old founder of myTAY PCS, a mobile phone and Internet [...]

  • Best and worst states for credit: the complete rankings

    No. 2 Most-Viewed CardRatings.com Article of 2011* Thrilled that your home state made the 10 best states for credit? Dumbfounded that yours was one of the 10 worst states for credit? Or just curious where your state ranked among the 30 states in between? Hold on to your hats, because CardRatings.com has analyzed data from the [...]

  • 5 unintended consequences of the Credit CARD Act

    No. 4 Most-Viewed CardRatings.com Article of 2011 Whether you loved the idea of the Credit CARD Act of 2009 (full disclosure: I'm a fan), or you thought it was yet another overreaching law, with the two-year anniversary just behind us (it was May 22), it's become apparent to industry and personal finance experts that there have [...]

  • Credit Card Company Secrets: 5 Things "They" Don't Want You to Know

    No. 1 Most-Viewed CardRatings.com Article of 2011* It's hard to believe, but sometimes credit card issuers don't have your best interests at heart. There are a few things, in particular, that would really help you save money on your credit cards. If you were aware of them, that is. So here's a top five list of things [...]