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Student Credit Card Offers
- Pass the test: A crash course in college credit cards
While the costs of college continue to rise, another financial side to the campus equation is in decline -- the use of college credit cards. According to Sallie Mae, the leading student loan provider in the U.S., college credit card use is down from 42 percent from 2010 to 35 percent in 2012. College credit [...]
- The big business of credit cards on campus
If you're the parent of a student in college, you probably aren't worrying too much about getting your son or daughter a new credit card. You have plenty of other things to worry about. Those pictures your son posts on Facebook, in which you hope, but rather doubt, that it's grape soda in that wine [...]
- No more credit cards for students: fact or fiction?
I'm a student. Can I get a credit card? Do I need a co-signer? Do I need a job? I'm a parent. Will card companies target my child at college? As a co-signer, how liable am I? What exactly are the rules now? How do they affect me? These questions continue to puzzle students and parents in [...]
- 3 Things You Need to Know to Find the Best Student Credit Card
Building a solid credit history is an integral part of becoming an adult, but obtaining a student credit card got much harder for people under age 21 with passage of the Credit Card Responsibility and Disclosure (CARD) Act of 2009. The CARD Act has many provisions directed at curbing excessive fees and rate hikes. It [...]
- CardRatings.com Poll: 36% of Consumers Have Student Loan Debt on Credit Cards
With the soaring cost of a college education, it's getting harder and harder for students to be completely debt free when they graduate. Many students do get loans through private or federal sources but some still use their credit cards to help them make ends meet. Recently, CardRatings.com teamed up with Chef2Chef.net, a culinary community and [...]
- Credit CARD Act Guide Part 1: Last Chance for Solo Student Credit Cards
The Credit CARD Act of 2009 kicks into full effect on February 22, 2010. Consumer advocates hailed the Act's curbs on service fees and interest rate hikes, even though they played a role in some banks reducing credit limits and closing some accounts. Student borrowers earned lawmakers' attention after industry critics complained that casual campus marketing has [...]
- CardRatings.com Poll Finds Many Disagree with Law Restricting Credit to Students
A recent poll conducted by CardRatings.com found that a many consumers disapprove of the new law restricting credit for consumers under the age of 21. Of the 956 respondents, 313 poll takers -- or 33 percent -- felt the new law is unfair. One of the credit card industry's leading experts weighs in. "Considering how polarizing the student [...]
- New Credit Card Bill Hits College Students
Editor's Note: This article is an interview with Jim Randel, a nationally noted personal finance expert and author of the The Skinny On book series. College and university students wanting credit cards will soon encounter new legislation making it more difficult for them to get a card as well as more difficult for credit card issuers [...]
- Student Credit Cards 101: A Student's Guide to Credit Tips for college students and parents of college students alike!
If you're a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on? - Because financial debt is one of the main reasons that many students end up dropping out of college. - Because your college years can be some [...]
- High School Students and Credit Cards - A Recipe for Disaster?
Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your [...]