Student Credit Card Offers

A crash course in college credit cards

While the costs of college continue to rise, another financial side to the campus equation is in decline -- the use of college credit cards. According to Sallie Mae, the leading student loan provider in the U.S., college credit card use is down from 42 percent from 2010 to 35 percent in 2012. College credit [...]

Categories: Student Credit Card Offers
Student credit cards on campus: Who's the biggest player?

If you're the parent of a student in college, you probably aren't worrying too much about getting your son or daughter a new credit card. You have plenty of other things to worry about. Those pictures your son posts on Facebook, in which you hope, but rather doubt, that it's grape soda in that wine [...]

Categories: Student Credit Card Offers
4 Myths About Student Credit Cards - Busted

I'm a student. Can I get a credit card? Do I need a co-signer? Do I need a job? I'm a parent. Will card companies target my child at college? As a co-signer, how liable am I? What exactly are the rules now? How do they affect me? These questions continue to puzzle students and parents in [...]

Categories: Student Credit Card Offers
CardRatings.com Poll: 36% of Consumers Have Student Loan Debt on Credit Cards

With the soaring cost of a college education, it's getting harder and harder for students to be completely debt free when they graduate. Many students do get loans through private or federal sources but some still use their credit cards to help them make ends meet. Recently, CardRatings.com teamed up with Chef2Chef.net, a culinary community and [...]

Categories: Student Credit Card Offers, Credit Card Debt, CardRatings Polls
Credit CARD Act Guide Part 1: Last Chance for Solo Student Credit Cards

The Credit CARD Act of 2009 kicks into full effect on February 22, 2010. Consumer advocates hailed the Act's curbs on service fees and interest rate hikes, even though  they played a role in some banks reducing credit limits and closing some accounts. Student borrowers earned lawmakers' attention after industry critics complained that casual campus marketing has [...]

Categories: Credit Card Legislation, Student Credit Card Offers
CardRatings.com Poll Finds Many Disagree with Law Restricting Credit to Students

A recent poll conducted by CardRatings.com found that a many consumers disapprove of the new law restricting credit for consumers under the age of 21. Of the 956 respondents, 313 poll takers -- or 33 percent -- felt the new law is unfair.  One of the credit card industry's leading experts weighs in. "Considering how polarizing the student [...]

Categories: Credit Card Legislation, CardRatings Polls, Student Credit Card Offers
Student Credit Cards 101: A Guide to Credit Cards

If you're a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on? - Because financial debt is one of the main reasons that many students end up dropping out of college. - Because your college years can be some [...]

Categories: Student Credit Card Offers
High School Students and Credit Cards - A Recipe for Disaster?

Ahhh, school days. Reading, writing, and rooting for your school football team. Hanging out at the mall and surfing the web. Ok, so things have changed a little since you were in school. The current generation of teenagers now has more purchasing power than ever, and companies are spending millions of dollars to get your [...]

Categories: Student Credit Card Offers

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