Can credit cards help save for college?
The average annual tuition and fees for a private four-year college is more than $32,000 - and that doesn't include books, meals, and room and board. A public four-year college is nearly $24,000 for out-of-state students.
That's just for one year.
Add up four years' worth of tuition, fees, books and room and board, and you're looking [...]
Survey: Who is cashing in on their credit card rewards?
While credit card rewards can play an important role in attracting new credit card users, new research shows that not all credit card holders are actually cashing in on those rewards.
According to a 2016 online survey of 2,008 U.S. adults, of which 1,555 have a personal credit card, commissioned by CardRatings and conducted by the [...]
Double dip to maximize your credit card rewards
Massive sign-up bonuses, strategic spending in specific categories or using your credit card for everyday purchases aren't the only way to rack up rewards.
Savvy consumers use another strategy to maximize bonuses: double dipping.
Double dipping can take several forms, from using a rewards card to book travel with your preferred airline and amassing miles or points [...]
Are your credit card rewards taxable?
Unless you're new to paying taxes, you probably aren't too surprised when you find out that you have to fork over 10 to 40 percent of your income at tax time - but income just means cold, hard cash, right? We're not talking about credit card rewards, are we?
Some of you probably aren't shocked [...]
5 ways credit cards can improve your health
When not used properly, credit cards can hurt your mental - and, of course, your financial - well-being. But, when used correctly and smartly, your overall physical, mental and financial health can actually benefit when you use your credit cards.
The first step with credit cards is understanding what it takes to create credit health with [...]
When is a credit card annual fee worth it?
Unless you're someone who needs a specialist credit card that helps people rebuild their credit, chances are you can choose from a whole array of plastic that doesn't levy an annual fee. In fact, those fees are a somewhat rare nowadays. So why would consumers volunteer to pay for something they could get free?
Obviously, they [...]
You can snag elite card perks without the Centurion® Card invitation
Who doesn't want an invite to a secret, high-level credit card that comes with more perks than being born a Kardashian? You can wait for that invite to become a Centurion® Card from American Express member (the legendary charge card known casually as the “Black Card”) or you can get creative and find some of [...]
Which rewards program is best -- credit card points, miles or cash back?
Picking a good rewards credit card is a little like figuring out where to eat at a food court. Do you chow down on cash back, treat yourself to travel miles or ring up some rewards points?
"There's no one card that's better than all of the rest when it comes to rewards cards," says Beverly [...]
Secret ways to earn more points and rewards with your credit cards
If you use your reward credit cards wisely, you can double and, in some cases, even triple your rewards quickly and without spending more. Here are five ways you can make your rewards work for you.
Follow which categories offer bonus rewards
Lots of reward credit card offers give bonuses for rotating categories throughout the year.
"Some of [...]
Can you benefit from your credit card's mall?
How can you earn extra cash-back rewards or airline miles simply for making purchases online? By using an online shopping portal, of course.
The Chase Ultimate Rewards Shopping Mall, Discover's ShopDiscover.com and Bank of America's World Points Mall are three of the biggest players in the click-through online shopping game. By offering customers additional cash-back rebates [...]