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Authors

Curtis Arnold
Curtis Arnold, Editor-in-Chief
Joe Taylor
Joe Taylor Jr., Reporter
Amber Stubbs
Amber Stubbs, Managing Editor

Balance Transfer Credit Cards

  • Should I get a balance-transfer credit card?

    Anyone who has found themselves struggling to pay off the balance of a credit card with a steep interest rate is going to be tempted by the chance to relieve some of the pressure by lowering the interest rate, or going interest free, with a new balance-transfer credit card. But is it really that simple? Not [...]

  • Tackle debt with no-fee balance-transfer cards

    Do you have credit card debt? You're hardly alone if you do. A September 2014 report from the Federal Reserve reveals 38.1 percent of American families were carrying forward card balances last year. If the amounts involved are small, this needn't bother you much, but they can be a real burden if they start to [...]

  • 7 mistakes your credit card company wants you to make

    You were saving those airline credit card miles for your dream vacation. Finally, you accumulated enough and go online to reserve your flight only to get bad news. Your miles have expired. They are no longer good. It's a mistake that even John Ulzheimer, president of consumer education for SmartCredit.com, has made, to his utter dismay. The [...]

  • 4 balance transfer snafus that can ding your credit

    The days of letting credit card cash advances pile up in high-yield savings accounts are behind us. Still, credit card balance transfer offers proliferate as credit card issuers compete for market share. Does it still make sense for you to surf a card balance from one credit card to another? The answer, and how vigorously it's [...]

  • Best credit cards to recover from holiday debt

    You're probably wondering how hard you'll have to work out over the next few weeks to make up for the extra treats you enjoyed during the holidays. And if you're feeling tight at the waist, chances are you're feeling a pinch in the wallet, too. Surveys from the American Research Group and the American Retail Federation [...]

  • Shaky job? 7 ways to manage your credit

    Credit cards are never more dangerous than when you're unemployed. Of course, if you're underemployed, they're rather dicey as well. If you don't dread carrying credit card debt and being unemployed, you can always ask someone who's part of the 9.1 percent of the labor force that's out of work. It's simple math. When your income [...]

  • The new rules of the balance transfer game

    Life was once good for balance transfer card hacks. Very good indeed. Some of history's best credit card balance transfer deals ensured life was good. Back in the day, credit card companies didn't merely charge zero interest for months and cap or outright waive transfer fees for new cardholders for an initial period. They also applied [...]

  • The comeback of the balance transfer credit card

    Remember those credit card deals that would let you transfer your balance from one credit card to another, pay few or no fees and get zero percent interest for years? If you thought those balance transfer offers had gone the way of the dinosaur, there's good news. These offers are back. Consumer credit experts say low [...]

  • A guide to credit card balance transfers

    Many savvy consumers try to avoid paying interest on credit card debt by taking advantage of 0 percent balance transfer credit cards, but the decision to make the transfer requires careful reading of the balance-transfer offer and consideration of the impact on your credit score. Credit card balance transfer offers Consumers should start by reading the details [...]

  • Using Balance Transfer Responsibly

    Taking advantage of balance transfer offers to save on interest charges has been popular for many years. But considering today's economy, are they still a viable option? Many financial groups that offer credit cards, like Bank of America, have increased their balance transfer fee from 3% to 4%. Curtis Arnold, Founder of Cardratings.com and author of [...]

  • Low Introductory Rate Credit Card Offers Not Always Destined for the Junk Pile

    Simply fill out these checks to pay off your loans, bills and other higher-rate credit card accounts. Or use them to improve your home, take a dream vacation, or ... Peaks your interest, doesn't it? credit calculators Odds are you've received credit card offers that read much like this. You might just find one in the mail today. [...]