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Balance Transfer Credit Cards

Should I get a balance-transfer credit card?

Anyone who has found themselves struggling to pay off the balance of a credit card with a steep interest rate is going to be tempted by the chance to relieve some of the pressure by lowering the interest rate, or going interest free, with a new balance-transfer credit card. But is it really that simple? Not [...]

Categories: Balance Transfer Credit Cards
Tackle debt with no-fee balance-transfer cards

Do you have credit card debt? You're hardly alone if you do. A September 2014 report from the Federal Reserve reveals 38.1 percent of American families were carrying forward card balances last year. If the amounts involved are small, this needn't bother you much, but they can be a real burden if they start to [...]

Categories: Balance Transfer Credit Cards
7 mistakes your credit card company wants you to make

You were saving those airline credit card miles for your dream vacation. Finally, you accumulated enough and go online to reserve your flight only to get bad news. Your miles have expired. They are no longer good. It's a mistake that even John Ulzheimer, president of consumer education for SmartCredit.com, has made, to his utter dismay. The [...]

Categories: Balance Transfer Credit Cards, Rewards Credit Cards, General Credit Card Tips, Travel Credit Card Offers
4 balance transfer snafus that can ding your credit

The days of letting credit card cash advances pile up in high-yield savings accounts are behind us. Still, credit card balance transfer offers proliferate as credit card issuers compete for market share. Does it still make sense for you to surf a card balance from one credit card to another? The answer, and how vigorously it's [...]

Categories: Balance Transfer Credit Cards
Best credit cards to recover from holiday debt

You're probably wondering how hard you'll have to work out over the next few weeks to make up for the extra treats you enjoyed during the holidays. And if you're feeling tight at the waist, chances are you're feeling a pinch in the wallet, too. Surveys from the American Research Group and the American Retail Federation [...]

Categories: Best Credit Cards, Balance Transfer Credit Cards
Shaky job? 7 ways to manage your credit

Credit cards are never more dangerous than when you're unemployed. Of course, if you're underemployed, they're rather dicey as well. If you don't dread carrying credit card debt and being unemployed, you can always ask someone who's part of the 9.1 percent of the labor force that's out of work. It's simple math. When your income [...]

Categories: Balance Transfer Credit Cards, 0 APR Credit Cards, Financial Literacy, General Credit Card Tips, Low APR Credit Cards
The new rules of the balance transfer game

Life was once good for balance transfer card hacks. Very good indeed. Some of history's best credit card balance transfer deals ensured life was good. Back in the day, credit card companies didn't merely charge zero interest for months and cap or outright waive transfer fees for new cardholders for an initial period. They also applied [...]

Categories: Balance Transfer Credit Cards
The comeback of the balance transfer credit card

Remember those credit card deals that would let you transfer your balance from one credit card to another, pay few or no fees and get zero percent interest for years? If you thought those balance transfer offers had gone the way of the dinosaur, there's good news. These offers are back. Consumer credit experts say low [...]

Categories: Balance Transfer Credit Cards
A guide to credit card balance transfers

Many savvy consumers try to avoid paying interest on credit card debt by taking advantage of 0 percent balance transfer credit cards, but the decision to make the transfer requires careful reading of the balance-transfer offer and consideration of the impact on your credit score. Credit card balance transfer offers Consumers should start by reading the details [...]

Categories: Balance Transfer Credit Cards
Using Balance Transfer Responsibly

Taking advantage of balance transfer offers to save on interest charges has been popular for many years. But considering today's economy, are they still a viable option? Many financial groups that offer credit cards, like Bank of America, have increased their balance transfer fee from 3% to 4%. Curtis Arnold, Founder of Cardratings.com and author of [...]

Categories: Balance Transfer Credit Cards
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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

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