Which rewards program is best -- credit card points, miles or cash back?
Picking a good rewards credit card is a little like figuring out where to eat at a food court. Do you chow down on cash back, treat yourself to travel miles or ring up some rewards points?
"There's no one card that's better than all of the rest when it comes to rewards cards," says Beverly [...]
Rewards Credit Cards
Best balance transfer credit cards of 2015
When considering balance transfer credit card offers, consumers need to match their needs to available features. While some cardholders might be drawn to a long, low introductory APR, others might be thinking of ways to get perks out of a card once his or her balance is paid off. Ready to get serious about debt [...]
Best Credit Cards
Editor's Choice Awards 2014: The year's best credit cards
Momentum keeps building for the credit card industry. Americans' revolving balances have crept to their highest levels since 2009, according to the Federal Reserve. Suze Orman and other market watchers have predicted a rise in the prime rate that could send APRs higher over the next year. Meanwhile, banks continue to balance their lending portfolios [...]
Best Credit Cards
8 tips for better credit and better health
Do you wish you and your family had leaner bodies and fatter wallets?
You might think accomplishing either one of those would involve a lot of grueling work, but that's not always the case. The good news is that making some simple changes in your life can improve both your physical and financial health. Here are [...]
Financial Literacy, Building / Rebuilding Credit
5 ways foodies can get more from credit cards
Foodies often drop some serious cash on the highest-quality specialty ingredients and meals at the finest restaurants in town. But, did you know that epicureans can actually boost their foodie budgets with smart credit card usage? And, according to the rewards experts, they can not only save on food they were going to buy anyway, [...]
General Credit Card Tips
Great rewards program? That business credit card might still not be right for you
There's a reason why so many entrepreneurs apply for credit cards designed specifically for business: These small business credit card offers often come with lucrative rewards programs. And because many business owners use their credit cards to buy a steady stream of costly equipment and supplies, they can quickly rack up the points they need to qualify [...]
Business Credit Cards
Should I get a balance-transfer credit card?
Anyone who has found themselves struggling to pay off the balance of a credit card with a steep interest rate is going to be tempted by the chance to relieve some of the pressure by lowering the interest rate, or going interest free, with a new balance-transfer credit card.
But is it really that simple? Not [...]
Balance Transfer Credit Cards
Everything you need to know about EMV credit cards
Your bank or credit union offers "smart" credit cards embedded with an EMV chip. Banks tout these microchip-equipped cards as being more secure, boasting the technology to reduce unauthorized purchases and counterfeit credit cards. And when you travel across the globe? Merchants might not accept your standard magnetic-strip-powered U.S. credit card. But they will gladly [...]
Chase Bank Credit Cards
Best credit cards for holiday shopping
According to researchers at the National Retail Federation, American shoppers typically spend more than $500 each on gifts during the holiday season. Count all holiday items, like decorations, festive clothing, and party snacks, and that number rises well above $700. Add up everyone in your household with their own shopping lists, and your year-end spending [...]
Best Credit Cards
4 credit card fears (and how to overcome them)
Credit cards are a great financial tool, but they can be hazardous if misused. CardRatings and OP4G recently asked 2,000 Americans (ages 25 and older) about their biggest credit card fears. Read on to learn more about these fears and how to face them.
Overspending was a top fear in our survey, with 28.69 percent of [...]