Stop paying fees
The prophet Tiresias might have been blind, but he’d likely sense the fees draining his bank account.
If your account is in good standing, try asking your issuer for a lower interest rate. Consider swapping to a card with no annual fee and no foreign transaction fee such as the Discover it Card. Be certain to budget to pay your monthly statement in its entirety and eliminate interest charges. Set up recurring payments to avoid forgetting a due date and paying a late fee.
Maintaining an excellent credit score is vital to helping you qualify for the best available lending rates, saving you extra cash for your retirement plans on the Aegean coast.