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Added July 9, 2010 from: Mike Killian
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 Mike Killian
Answered By Mike Killian:
These are two separate agencies that act very similarly but are in direct competition with each other. Visa is probably the larger of the two companies but the differences between the two are negligible from the consumer's standpoint. Therefore, you do not have to overly concern yourself with whether a credit card is MasterCard or Visa.

What is more important is what you need from your card--gas rewards, travel rewards or something else? Are you trying to transfer balances or is the purchasing APR going to be more important? Will an annual fee be a deterrent even if the card features are just what you're looking for?

All of these questions will vary between the cards, but you can find similar characteristics with both MasterCard and Visa. You may decide that you want one of them to be Visa and the other MasterCard, so that if you were in the unlikely position of finding a location that accepts one but not the other, then you would have the option of paying with either.

This question is about:  MasterCard Credit Cards | Visa Credit Cards
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