Cut Your Gas Bill by up to 5% with Gas Rebate Credit Cards Are you feeling a little light in the wallet? Suddenly regretting the decision to go for that V-8 engine? Vowing to look into one of those hybrid cars? Chances are you’ve just been to the gas station. Read more...

Using a Low-Rate Credit Card to Your Advantage The three Keys to Using a Low-Rate Credit Card to Your Advantage: 1. Make your payments early. If your card issuer uses the average daily balance method to calculate interest (most do), make your payments before the due date to reduce the interest bite. Read more...

If you have had problems obtaining attractive unsecured credit cards, then we suggest that you consider our featured Orchard Bank Secured Card. This secured credit card is an excellent way for you to rebuild your credit or establish credit. Reports to the credit bureaus just like any other credit card.

The only difference is that you must open a savings account. Features a low annual fee of $35 and a secure online application. No processing or application fees. Rebuild or reestablish your credit.

The Miles by Discover® Card has received our superior 5 star rating. 0% Intro APR* on Purchases and Balance Transfers. Double Miles on travel and restaurant purchases-up to $3,000 each year. 1 Mile for every $1 you spend on all your other purchases-personal and business. Apply online for this frequent flyer credit card.

Also consider Blue from American Express^®. Virtually all purchases with Blue can earn you points toward all kinds of great travel, including numerous airline partners, and retail rewards. You can redeem your points for frequent flyer miles. Best of all, the rewards program is free. Low APR.

Consumer advocacy groups recommend that you obtain a copy of your credit report at least once a year to reduce the risk of identity theft and fraud. The good news is that you can now obtain your credit reports without cost or obligation thanks to federal legislation.

Similarly, it is recommended that you know what your credit score is when "shopping for credit cards". A high credit score is often the key to obtaining the best credit cards. You can instantly get your credit scores for free online.

New! We're very excited to announce that the much anticipated new book from CardRatings.com founder, Curtis Arnold, How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line is now available for instant shipping (as of June 2008)! Order from Amazon.com and Save Up to 32%. Order from Barnes & Noble and save up to 20%.

Insider tips! Subscribe to our popular e-mail newsletter to receive updated credit card reviews, including updated reviews of the best rated credit cards, and insider tips on managing credit responsibly. Be sure to visit our newsletter archive.

We are proud to offer consumers an active message board and daily credit news. Our board is actively monitored and currently has over 120,000 posts (since May 2000). New posts are added daily! Our news articles are written by our staff writers and are distributed via Google News and our RSS news feed.

We are proud to announce that we are now archiving posts from our old board! You will now be able to search older posts via the new board interface. This has been a very tedious process- we appreciate your patience. We have also created a new blog and are now offering RSS feeds. Bloggers are welcome! :0)

We volunteer on a regular basis to educate consumers about credit cards in public settings, such as college campuses. Special thanks to Professor Mary Ann Campbell, CFP for allowing us to recently address her undergraduate personal finance class at the University of Central Arkansas.

We also participate in financial education efforts by being a National Partner of the Jump$tart Coalition for Financial Literacy. Jump$tart, a non-profit organization, targets K-12 and college students. We are proud that Curtis Arnold, our Founder, is co-chair of the Arkansas Jump$tart Coalition.

Finally, we are proud to financially support various charities and non-profit organizations, such as PBS (public television), the Arkansas Festival Ballet (AFB), Ballet Memphis and Ballet Magnificat.

Welcome to our award-winning website! We have been educating consumers about credit cards since 1998 and have been featured by hundreds of media outlets including The Wall Street Journal, Good Morning America, The New York Times & The Today Show. Thanks to consumers, our site has become the most comprehensive free source for comparing credit card offers.

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Our newest credit card comparison report rates credit cards that offer online credit card applications. It is quick and convenient to apply online. Some cards offer expedited online credit card application processing-also known as instant approval credit cards.

The Discover^® More Card Credit Card offers a 0% fixed introductory APR for 12 months and a Cash Back Bonus. Balance transfer fees apply.

Also consider the Simmons Rewards Card, which offers a 0% Intro APR on balance transfers and a low 8.95% fixed APR on purchases. Note! You must have excellent credit to qualify. No fees on balance transfers and your credit line will vary.

Want to minimize balance transfer fees? Then consider the Blue® from American Express credit card, which offers a 0%* fixed introductory APR on balance transfers and a low variable purchase APR.

Also, consider the Discover® More Card, which offers a 0% introductory APR^* on balance transfers and a convenient online application. The online application is fast, easy and secure. Earn a cash rebate on every credit card purchase.

The Customizable Advanta Business Rewards Platinum MasterCard ® offers a 0% intro. APR on balance transfers for the first 15 billing cycles; 7.99% fixed APR applies thereafter. Also offers a personalized card, free cash back and travel rewards program options, and a convenient online application.

The Discover® Business Card features a convenient online application. Enjoy 0% Intro APR* on Card Purchases for 12 months. Earn $100 Cashback Bonus when you apply. 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases. Fee-free Purchasechecks that earn Cashback Bonus to pay merchants who don't accept credit cards.

Seeking a student credit card that has great benefits? Then consider the Citi^® Platinum Select^® Visa^® for college students. This card offers a fixed introductory 0% APR for purchases and balance transfers for 6 months.

This no annual fee credit card features a secure online application and offers many free benefits. It is designed for university and college students. This card has received our superior 5 star rating.

If you need to maintain your credit rating and the use of some credit cards, "traditional" debt management will usually not work for you. Accelerated Debt Consolidation, Inc. offers specialized debt management services for consumers that must maintain their credit.

This article discusses the best ways to consolidate credit card debt. Includes info. about credit card comparisons, instant low rate balance transfer credit card offers (including 0% credit card balance transfers), low rate credit card offers, and fixed rate credit card offers.

American Express Credit Card: I have never had a problem with American Express and give them high marks for their customer service and products. Every time that I have called with a problem, it has been taken care of immediately whether it be a credit line increase or a charge on my statement. So, they do deserve to be highly rated.