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Featured Low Introductory Rate Cards - Page 3 About |
Transferring balances from one card to another to take advantage of low introductory or promotional rates is a common practice among cardholders and can result in significant interest or finance charge savings. Similarly, financing purchases with low introductory or promotional purchase rates can result in significant interest savings. We are pleased to offer comparison shopping tips for low introductory rate card offers. We are also pleased to offer ratings of low ongoing rate credit cards (not introductory rates). |
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Editor's Pick
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0 for 12 Platinum Edition® Visa® Card - Apply Online*
- Introductory 0% APR* on purchases for the first 12 billing cycles after your account is opened
- A variable rate as low as 7.99% APR* after the introductory rate expires
- No Annual Fee
- Online access to view transactions, pay your bill, view up to 7 years of prior statements and more
- Purchase Protection and Extended Warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% discount at select car rental agencies*
- FirstGuard® provides protection against identity theft
* This offer is available to online applicants. Issued by First Bankcard, a division of First National Bank of Omaha. ** We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).
Intro APR |
Intro APR
Period |
Regular APR |
Balance
Transfers |
Transfer Fee |
Credit Needed |
0% |
12 months |
7.99% V |
Yes |
3% ($10 minimum) |
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The Platinum Edition® Visa® Card - Apply Online*
- Introductory 0% APR* on purchases for the first 15 billing cycles
after your account is opened
- No annual fee
- Online access to view transactions, pay your bill, view up to 7 years
of prior statements and more
- Purchase Protection and Extended Warranty*
- $250,000 in Travel Accident Insurance*
- Up to a 25% discount at select car rental agencies*
- FirstGuard® provides protection against identity theft
* This offer is available to online applicants. Issued by First Bankcard, a division of First National Bank of Omaha.
** We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers).
Intro APR |
Intro APR
Period |
Regular APR |
Balance
Transfers |
Transfer Fee |
Credit Needed |
0% |
12 months |
9.99% - 13.99% V |
Yes |
3% ($10 minimum) |
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Editor's Pick
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NFL Extra Points™Platinum Plus® Visa® - Apply Online
- Earn reward points with each purchase you make with your NFL Extra Points™credit card and get the ultimate NFL experience for yourself§§
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles
- No Annual Fee
- Earn 1 point for every $1 in net retail purchases
- No limit to the number of points you can earn each year
Card Details: APR: 9.99%/15.99%. Credit Needed: Good. Note! This card is not designed for applicants with poor or no credit.
We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Card issued by FIA Card Services, NA.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% |
12 months |
9.99% - 15.99% |
Yes |
3% ($10 minimum) |
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 Important Consumer Notes! Consumer advocacy groups strongly suggest that you know what your 3 credit scores are when shopping for credit cards or any other type of loan. A high credit score is often the key to obtaining the most attractive credit cards (a credit score over 700 will increase your likelihood of getting approved for the best credit card rates, benefits, etc. Fortunately, you can easily obtain a free instant online copy of your 3 credit reports and instantly obtain your 3 credit scores for free through our website. Please note that if you purchase your 3 credit scores directly from each of the three major credit reporting companies, you will spend up to $44.40.
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Editor's Pick
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MERRILL+ Visa® Credit Card- Apply Online
- No annual fee and a low competitive 9.99% annual percentage rate (APR)
- Anytime, Anywhere, Any AirlineSM —air rewards starting at 25,000 points, with no blackout dates.*
- Earn 1 point for every $1 spent on net retail purchases and accrue unlimited Merrill PointsSM
- 1.9% Intro APR on balance transfers and cash advance checks for 12 billing periods*
Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 3% ($10.00 minimum). Issued by FIA Card Services.
* This offer is available to online applicants. This secure online application is subject to the terms and conditions as described on the application.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
1.9% BT |
12 months |
9.99% F |
Yes |
3% ($10 min - $75 max) |
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Editor's Pick
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AARP Rewards Platinum Visa® Card - Apply Online
- 0% APR for up to 6 months
- No Annual Fee
- 1 reward point for every dollar spent
- Redeem points for cash or gift certificates – starting at $25 for 2,500 points
Card Details: 10.99% variable purchase APR (your actual rate is based on your credit rating and application review). Note! This card is not designed for applicants with poor or no credit.
We strongly recommend that you
know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Issued by J.P. Morgan Chase & Co.
** See Terms & Conditions for details.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% |
6 months |
10.99%-19.99% V |
Yes |
3% ($5 min -$75 max) |
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Editor's Pick
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Simmons First Visa Platinum Rewards - Apply Online
- Offers a 0% APR for balance transfers only for 6 billing periods**
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
Card Details: The purchase APR is a fixed rate of 8.95%. The cash advance APR is a fixed rate of 12.95%. Transaction fees apply for cash advances. Note! Since Simmons First rates are so attractive, you must have an excellent credit rating/history to qualify for this card.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% BT |
6 months |
8.95% F |
Yes |
No |
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IBERIABANK Visa® Classic - Apply Online
- APR from 4.00% - 6.00%
- No Annual fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles
- 25 Day grace period
- Online access to credit card information
Note! This card is not designed for applicants with poor or no credit. Cash Advance fee is 5% ($5.00 minimum, $100 maximum). Issued by Iberiabank.
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Terms and Conditions of the application.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% BT |
6 months |
4.00% - 6.00% |
Yes |
None |
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Pulaski Bank Visa® Gold - Apply Online*
- Offers a 0% APR for balance transfers only for 6 billing periods from the posting date of the balance transfer check for balance transfers processed during the first 3 months
- No balance transfer fee for balances transferred in response to this online offer.
- No Annual fee
Card Details: The purchase/cash advance APR is a fixed rate of 8.00%**. Note! Since Pulaski's rates are so attractive, you must have an excellent credit rating/history to qualify for this card
* This offer is available to online applicants.
**The rate for credit card purchases is not tied to a market index. The rate is set by Pulaski Bank's Board of Directors and is subject to change. Should the rate change, you would be notified in advance.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% |
6 months |
8.00% |
Yes |
None |
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Transfer Tip Make sure to verify whether the introductory rate offer that you are considering applies to balance transfers or new purchases in some cases the rate can apply to both). The terms of introductory rates vary greatly. |
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Editor's Pick
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Chase PerfectcardTM MasterCard® - Apply Online*
- Offers a 0% APR for up to 6 months from account opening for purchases and balances transferred in response to this online offer1.
- Also offers 6% rebates on all gas purchases for the first 90 days; 3% rebates on all gas purchases after 90 days and a 1% rebate on all other purchases (certain restrictions and exclusions apply).
- No annual fee. A 3% balance transfer fee applies: $5 minimum or $99 maximum per transaction for balance transfers made in response to this online offer.
Card Details: The standard purchase and balance transfer APR applies following the introductory period (Prime Rate + 5.99% - 14.99% Spread) - your actual rate depends on your credit rating and application review. Note! This card is not designed for applicants with poor or no credit. We strongly recommend that you know what your credit score is before applying for any card or loan offer (click here for free credit score offers). Offered by J.P. Morgan Chase & Co.
1 Length of your introductory period will be either 6 billing cycles from account opening for purchases and balance transfers or 3 billing cycles from account opening for balance transfers depending on a review of your application and credit history.
* This offer is available to online applicants.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
0% |
Up to 6 months |
10.99 - 19.99% V |
Yes |
3% ($5 min - $99 max) |
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Capital One® Platinum Prestige
For customers with excellent credit.
- Rest easy with a low rate on purchases and transfers
- Your APR will not increase simply because you pay late only once or go over your credit limit
- No annual fee and no balance transfer fees
* This offer is available to online applicants. This online application is subject to the terms and conditions as described in the Important Information Section of the application.
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Intro APR
Period |
|
|
Transfer Fee |
Credit Needed |
N/A |
N/A |
7.9% |
Yes* |
None* |
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