Best Credit Cards, Comparisons and Reviews - Compare Credit Card Offers & Apply at CardRatings.com

CardRatings.com is the most comprehensive free source for comparing credit card offers and has helped millions of consumers research and find the best credit cards. If you are in the market for a new card, choose from among our featured cards below and apply easily and securely online.

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Best Cards

Monthly spend
< $2,500
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Discover® More® Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Blue Sky From American Express® - Earn 7,500 Points With $1,000 in Spend within First 3 Months

Editor's Rating


  • Earn 7,500 extra points when you spend $1,000 within the first 3 months - redeemable for a $100 statement credit
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel -- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get a decision in as little as 60 seconds

Platinum Delta SkyMiles® Credit Card - Earn up to 25K Miles & Check Your First Bag Free

Editor's Rating


  • Earn 20,000 bonus miles with your first purchase and an additional 5,000 bonus miles when you add two cards to your account
  • No mileage earning limit, and miles don't expire
  • Check your first bag free on every Delta flight
  • Priority Boarding and 20% In-Flight Savings

Discover® More Card - 18 Month Promotional Balance Transfer

Editor's Rating


  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Delta Reserve Credit Card - Earn Up To 10K MQMs with First Purchase

Editor's Rating


  • Earn up to 40K MQMs
  • Get a free checked bag for up to nine people in your reservation
  • Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets

Blue Sky Preferred® from American Express - 15K Extra Points After $1K Spend in First 3 Months

Editor's Rating


  • Earn 15,000 extra points when you spend $1,000 within the first 3 months
  • Earn free travel fast at a low annual fee of $75
  • You decide if you want to pay charges overtime or pay in full
  • 2X points on dining, hotels, and car rentals
  • $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
  • Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more

American Express Premier Rewards Gold Card - 25,000 Membership Rewards® Points

Editor's Rating


  • Membership Rewards®: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X point on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds

Discover® Open Road Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Miles by Discover® Card

Editor's Rating


  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Blue Cash EverydaySM Card From American Express - Earn Cash Back Right Away - with No Annual Fee

Editor's Rating


  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time


 
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