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Select the type of Reward (Cash Back) or Savings (Balance Transfer, Low Intro) and your best estimate at your credit quality to find the right card for you.

Discover it® - 18 Month Balance Transfer

Editor's Rating


  • 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up.*
  • 1% cash back on all other purchases.*
  • Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Accepted by over 8 million merchants (Feb 2013 issue of the Nielsen Report).
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Balance Transfer Rate

    0% intro APR

  • Balance Transfer Duration

    18 months

  • Intro Purchase APR

    0% on purchases

  • Ongoing APR

    10.99% - 22.99% Variable*

  • Annual Fee

    $0

Citi® Diamond Preferred® Card

Editor's Rating


  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Balance Transfer Rate

    0%*

  • Balance Transfer Duration

    18 months on Balance Transfers*

  • Intro Purchase APR

    0%*

  • Ongoing APR

    11.99% - 21.99%*

  • Annual Fee

    $0*

Chase Sapphire® Card

Editor's Rating


  • Click "APPLY NOW" to apply online or call 877-649-3511
  • 10,000 bonus points after you spend $500 in the first 3 months that's $100 toward travel rewards!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
  • Balance Transfer Rate

  • Balance Transfer Duration

  • Intro Purchase APR

    None

  • Ongoing APR

    15.24%

  • Annual Fee

    $0

Chase Freedom® Visa

Editor's Rating


  • Click "APPLY NOW" to apply online or call 866-943-1969
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
  • Balance Transfer Rate

    0%

  • Balance Transfer Duration

    15 months

  • Intro Purchase APR

    0%

  • Ongoing APR

    13.99% - 22.99%

  • Annual Fee

    n/a

Citi Simplicity® Visa® Card

Editor's Rating


  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • Balance Transfer Rate

    0%*

  • Balance Transfer Duration

    18 months on Balance Transfers*

  • Intro Purchase APR

    0%*

  • Ongoing APR

    12.99 - 21.99%

  • Annual Fee

    $0*

Slate® from Chase

Editor's Rating


  • Click "APPLY NOW" to apply online or call 888-706-5850
  • Introductory Offer - No Balance Transfer Fee!*
  • Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
  • Balance Transfer Rate

    0%

  • Balance Transfer Duration

    15 months

  • Intro Purchase APR

    0%

  • Ongoing APR

    11.99% - 21.99%

  • Annual Fee

    None

Gold Delta SkyMiles® Credit Card from American Express

Editor's Rating


  • Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
  • Terms and Restrictions Apply.
  • Balance Transfer Rate

    N/A

  • Balance Transfer Duration

  • Intro Purchase APR

    None

  • Ongoing APR

    15.24% - 19.24% Variable

  • Annual Fee

    $0 intro annual fee for the first year, then $95

Chase Sapphire Preferred®

Editor's Rating


  • Click "APPLY NOW" to apply online or call 877-362-6886
  • 40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Balance Transfer Rate

  • Balance Transfer Duration

  • Intro Purchase APR

    N/A

  • Ongoing APR

    15.24%

  • Annual Fee

    Introductory Annual Fee of $0 the first year, then $95

Blue Cash Preferred® Card from American Express

Editor's Rating


  • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases.Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Terms and Restrictions Apply.
  • Balance Transfer Rate

    Intro bal. transfer - N/A

  • Balance Transfer Duration

  • Intro Purchase APR

    0% on Purchases for 12 months

  • Ongoing APR

    12.99% - 21.99% Variable

  • Annual Fee

    $75

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back

Editor's Rating


  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Balance Transfer Rate

    0%

  • Balance Transfer Duration

    12 months*

  • Intro Purchase APR

    0%

  • Ongoing APR

    12.99% - 22.99%*

  • Annual Fee

    $0*

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