Credit Card Payoff Calculator

Enter your credit card's current balance:$
Enter the card's interest rate (listed as APR on your credit card statement): %
Enter a monthly payment amount (in dollars)$
At the rate of payment you entered, it would take months to pay off the card.
*Disclaimer: Savings vary depending on account usage and payment behavior.
Show How to use Calculator

Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you. 

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