Credit Card Account Opened Without my Knowledge?
Guest: spjoink
Senior Credit Expert (500+ posts)
Post subject: Credit Card Account Opened Without my Knowledge?
Posted: Sun Sep 16, 2007 6:09 pm
I got an inquire from Gemb/ paypal for a new creditcard and i also see i got a $3000 credit limit ....i never applied for this card...what can i do
The creditlimit is a joke ...they pulled equifax.
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Guest: MJCJ
Credit Expert (100+ Posts)
Posted: Sun Sep 16, 2007 6:26 pm
spjoink wrote:
I got an inquire from Gemb/ paypal for a new creditcard and i also see i got a $3000 credit limit ....i never applied for this card...what can i do
The creditlimit is a joke ...they pulled equifax.
Did you accidentally apply for it? I believe in order to apply for a GEMB paypal card, you have to log in your paypal account first. If the account was opened without your knowledge, then you should definitely contact GEMB to report it, then you should put a fraudulent alerts on your CRs so that no future application can be done without banks contacting you.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: multiplierx
Senior Credit Expert (500+ posts)
Posted: Sun Sep 16, 2007 9:48 pm
I'd find out quick just in case it's identity theft.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jrjdrayer
Credit Expert (100+ Posts)
Posted: Sun Sep 16, 2007 10:27 pm
Not too long ago, I clicked on something on the paypal website, while I was signed on , and a short time later on my credit report, I too, noticed a new account from GEMB/Paypal. It did not appear as though they did a hard inquiry. It was unintentional. I can't remember exactly what it was I clicked on. I did not need another account.
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Perspective - Use it or lose it.
(R. Bach)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Senior Credit Expert (500+ posts)
Post subject: Credit Card Account Opened Without my Knowledge?
Posted: Sun Sep 16, 2007 6:09 pm
I got an inquire from Gemb/ paypal for a new creditcard and i also see i got a $3000 credit limit ....i never applied for this card...what can i do
The creditlimit is a joke ...they pulled equifax.
_________________
Den eneste Norske Viking pa dette forum!
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: MJCJ
Credit Expert (100+ Posts)
Posted: Sun Sep 16, 2007 6:26 pm
spjoink wrote:
I got an inquire from Gemb/ paypal for a new creditcard and i also see i got a $3000 credit limit ....i never applied for this card...what can i do
The creditlimit is a joke ...they pulled equifax.
Did you accidentally apply for it? I believe in order to apply for a GEMB paypal card, you have to log in your paypal account first. If the account was opened without your knowledge, then you should definitely contact GEMB to report it, then you should put a fraudulent alerts on your CRs so that no future application can be done without banks contacting you.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: multiplierx
Senior Credit Expert (500+ posts)
Posted: Sun Sep 16, 2007 9:48 pm
I'd find out quick just in case it's identity theft.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: jrjdrayer
Credit Expert (100+ Posts)
Posted: Sun Sep 16, 2007 10:27 pm
Not too long ago, I clicked on something on the paypal website, while I was signed on , and a short time later on my credit report, I too, noticed a new account from GEMB/Paypal. It did not appear as though they did a hard inquiry. It was unintentional. I can't remember exactly what it was I clicked on. I did not need another account.
_________________
Perspective - Use it or lose it.
(R. Bach)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 1:20 PM
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