Money Tips: US Bank Platinum Credit Card with 7.9% Fixed APR and no Annual Fee

Posted On: June 7, 2007

Guest: PoorImpluseControl
Credit Expert (100+ Posts)
Post subject: US Bank Platinum Credit Card with 7.9% Fixed APR and no Annual Fee
Posted: Thu Jun 07, 2007 10:35 am

mouse wrote:
Medion wrote:
Quote:
Sounds to me like a problem with utilization negatively impacting your FICO score. What is your FICO score now that your available credit has been decreased by over $200k?

We’ve been over this before. There are numerous indicators that Mouse’s credit has something wrong. I’m willing to take him at his word that he’s never had a late fee in 30, 6, 8 years, whatever the number is (it changes per post). But there’s gotta be something screwing him over. Hopefully he gets to the bottom of it.

Quote:
BTW, you didn’t get F/R as you say in your sig. You got the AA of a CLD which is a completely different thing. Strange mistake for such an opinionated expert.

He knows it’s not an actual F/R and that it’s a CLD, if you go by his sig over at CB, which hasn’t changed for at least a few days.

You must be confused………

SINCE I AM ON TRIAL HERE………….

NOTHING CHANGES WITH EACH POST

NEVER LATE 30+ YEARS (since 1975)

AMEX NEVER LATE 8+ YEARS (SINCE 1999)

Take this part of the disscussion to the coffee shop.
_________________
Self-appointed moderator to the stars.

Guest: mantras
Credit Expert (100+ Posts)
Posted: Thu Jun 07, 2007 10:45 am

Just received an offer from US Bank on their platinum card. It came with a 7.9% fixed APR and no annual fee as long as you made a purchase once a year.
It’s a better regular rate than all my current cards but not enough incentive to make me look over it twice as I put it through the shredder:) I don’t need any new accounts anytime soon.

Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Thu Jun 07, 2007 10:45 am

PoorImpluseControl wrote:
mouse wrote:
Medion wrote:
Quote:
Sounds to me like a problem with utilization negatively impacting your FICO score. What is your FICO score now that your available credit has been decreased by over $200k?

We’ve been over this before. There are numerous indicators that Mouse’s credit has something wrong. I’m willing to take him at his word that he’s never had a late fee in 30, 6, 8 years, whatever the number is (it changes per post). But there’s gotta be something screwing him over. Hopefully he gets to the bottom of it.

Quote:
BTW, you didn’t get F/R as you say in your sig. You got the AA of a CLD which is a completely different thing. Strange mistake for such an opinionated expert.

He knows it’s not an actual F/R and that it’s a CLD, if you go by his sig over at CB, which hasn’t changed for at least a few days.

You must be confused………

SINCE I AM ON TRIAL HERE………….

NOTHING CHANGES WITH EACH POST

NEVER LATE 30+ YEARS (since 1975)

AMEX NEVER LATE 8+ YEARS (SINCE 1999)

Take this part of the disscussion to the coffee shop.

Go ahead I won’t stop you……….
_________________
…AND THE BAIT GOES ON

…AND ON TRIAL TOO