Money Tips: Want Higher Limit on my Credit Card

Posted On: January 4, 2007

Guest: LustfortheMoment
Post subject: Want Higher Limit on my Credit Card
Posted: Thu Jan 04, 2007 11:37 pm

Quote:
So does anyone have a higher CL than $3200 with this card or is it stuck at that because it’s not a super prime card or something?

I have a Citi Dividend Select card with a limit of $30K. I haven’t used it in 3 months. Frankly, it’s now a piece of garbage since they lowered their reimbursement from 5% to 2%. I’m simply keeping it in the event that I later open another Citi card and consolidate the limits.

Guest: QikPass
Credit Expert (100+ Posts)
Posted: Fri Jan 05, 2007 9:53 am

Chazmanian wrote:
Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto.

Since Pluto is no longer a planet in our solar system, CITI now uses the alignment of UR-ANUS to decide on CLI’s

Fortune Favors The Bold…

Guest: hesiden
Credit Expert (100+ Posts)
Posted: Fri Jan 05, 2007 1:00 pm

QikPass wrote:
Chazmanian wrote:
Whether you are granted that increase depends on your current balance, Payment history, The alignment of the Moon, Sun and Pluto.

Since Pluto is no longer a planet in our solar system, CITI now uses the alignment of UR-ANUS to decide on CLI’s

Actually Pluto is a dwarf planet, but the politically correct term is little planet.

Guest: canadianpotatoes
Posted: Fri Jan 05, 2007 5:09 pm

Cool, I know the Chase Freedom is really good. Tell me if I took the right approach about eventually getting it:

I got a pre-approval for a platinum mastercard and I accepted it because I wanted a high credit limit and I didn’t want to risk rejection from the Chase Freedom with less than a year of credit history. I plan to do well with my platinum card and eventually call Chase to ask them to do a product change from Platinum to Freedom.

What do you guys think?