Should I ask for a credit line increase on my credit card account?
Guest: froggger
Post subject: Should I ask for a credit line increase on my credit card account?
Posted: Sat Jan 13, 2007 11:03 pm
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sat Jan 13, 2007 11:15 pm
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
ANY TIME THEY WILL GIVE IT WITH-OUT A HARD
I waited 11+ years with MBNA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Brammy
Credit Expert (100+ Posts)
Posted: Sun Jan 14, 2007 8:42 am
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
Usually six to 9 mos most review automatically. Now whther or not they will grant is another question. There is no guarantee that there wont be a hard pull. I have a card that has not increase the limit in 4 years. They have been periodically reviewing but the minute I requeted a CLI HARD. No warning nothing. BTW No CLI either.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Jan 14, 2007 10:34 am
Brammy wrote:
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
Usually six to 9 mos most review automatically. Now whther or not they will grant is another question. There is no guarantee that there wont be a hard pull. I have a card that has not increase the limit in 4 years. They have been periodically reviewing but the minute I requeted a CLI HARD. No warning nothing. BTW No CLI either.
JUST SAY NEVER-MIND IF THEY WILL ONLY DO IT THE HARD WAY
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Post subject: Should I ask for a credit line increase on my credit card account?
Posted: Sat Jan 13, 2007 11:03 pm
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sat Jan 13, 2007 11:15 pm
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
ANY TIME THEY WILL GIVE IT WITH-OUT A HARD
I waited 11+ years with MBNA
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: Brammy
Credit Expert (100+ Posts)
Posted: Sun Jan 14, 2007 8:42 am
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
Usually six to 9 mos most review automatically. Now whther or not they will grant is another question. There is no guarantee that there wont be a hard pull. I have a card that has not increase the limit in 4 years. They have been periodically reviewing but the minute I requeted a CLI HARD. No warning nothing. BTW No CLI either.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Sun Jan 14, 2007 10:34 am
Brammy wrote:
froggger wrote:
How long should you wait to ask for a CLI? How do you know if it will result in a hard?
Usually six to 9 mos most review automatically. Now whther or not they will grant is another question. There is no guarantee that there wont be a hard pull. I have a card that has not increase the limit in 4 years. They have been periodically reviewing but the minute I requeted a CLI HARD. No warning nothing. BTW No CLI either.
JUST SAY NEVER-MIND IF THEY WILL ONLY DO IT THE HARD WAY
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 11:30 AM
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