Highest Rebate for General Credit Card Purchases?
Guest: tonygoldston
Credit Expert (100+ Posts)
Post subject: Highest Rebate for General Credit Card Purchases?
Posted: Wed Jan 10, 2007 3:38 am
Ok,
I am trying to find a new do everything card for all purchases (other than gas and groceries)
What's the best out there.
I know a lot of people swear by the AMEX Blue Cash but it's rebate rates are tiered. You have to spend $6500 and then you get 1.5%.
I saw the AMEX Blue Cash Business where you get .5% for the first $7500 and then 2.5% for $7500-$15000 which gives 1.5% for the whole $15000. Then it drops to 1% after $15000.
I remember something about the Fidelity Card that gave a flat 1.5% but don't want to be locked in to an account which has fees.
Are there any cards out there with cash back, or reward points that give more than 1%?
tony
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: canadianpotatoes
Posted: Wed Jan 10, 2007 9:38 am
My girlfriend has a card that gives her 2% cash back on all purchases.
It is offered by Household bank, but it may be by invitation only.
Chase Freedom offers 3% on gas, groceries, quick service food; 1% on everything else.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: LustfortheMoment
Posted: Wed Jan 10, 2007 10:22 am
I prefer AMEX Blue Cash. I use it only for non-EDP(coupled with a Chase Plus Rewards for EDP) until reaching the $6500 tier, then I use it for EVERYTHING.
The Fidelity Investments 1.5% card can be linked to a simple money market account which has a miniscule management fee as do all MMAs.
Orchard offers a 2% card, usually for an annual fee of $39-$59, but provides ridiculously small credit limits. They're really a credit rebuilder outfit and are a pain in the rear to deal with.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Wed Jan 10, 2007 10:38 am
Penfed is 1.25% on all purchases and 5 % on gas
_________________
91% Humor free posting since June, 2006
Avg FICO 645
2 reports full of perfection
*some comments stolen and/or paraphrased from mouse.
1 report with 1 derog.
I like sloppy joes in hot dog buns.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: angelo21
Posted: Wed Jan 10, 2007 11:16 am
You're only options may be only Amex Blue, Amez One, Chase Flex or Chase Free Cash.
Some have an annual fee after a year. They all fall into the % range yo've stated. I've seen one at 5% but it's only for an introductory period.
Do some comparative shopping and make sure you read the fine print first on the terms & conditions.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: canadianpotatoes
Posted: Wed Jan 10, 2007 1:22 pm
LustfortheMoment wrote:
I prefer AMEX Blue Cash. I use it only for non-EDP(coupled with a Chase Plus Rewards for EDP) until reaching the $6500 tier, then I use it for EVERYTHING.
The Fidelity Investments 1.5% card can be linked to a simple money market account which has a miniscule management fee as do all MMAs.
Orchard offers a 2% card, usually for an annual fee of $39-$59, but provides ridiculously small credit limits. They're really a credit rebuilder outfit and are a pain in the rear to deal with.
Wow my girlfriend got so lucky to have that 2% cash back no annual fee household bank card. The limit is small compared to the standards of this board but it is fine for her basic month to month expenses.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Credit Expert (100+ Posts)
Post subject: Highest Rebate for General Credit Card Purchases?
Posted: Wed Jan 10, 2007 3:38 am
Ok,
I am trying to find a new do everything card for all purchases (other than gas and groceries)
What's the best out there.
I know a lot of people swear by the AMEX Blue Cash but it's rebate rates are tiered. You have to spend $6500 and then you get 1.5%.
I saw the AMEX Blue Cash Business where you get .5% for the first $7500 and then 2.5% for $7500-$15000 which gives 1.5% for the whole $15000. Then it drops to 1% after $15000.
I remember something about the Fidelity Card that gave a flat 1.5% but don't want to be locked in to an account which has fees.
Are there any cards out there with cash back, or reward points that give more than 1%?
tony
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: canadianpotatoes
Posted: Wed Jan 10, 2007 9:38 am
My girlfriend has a card that gives her 2% cash back on all purchases.
It is offered by Household bank, but it may be by invitation only.
Chase Freedom offers 3% on gas, groceries, quick service food; 1% on everything else.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: LustfortheMoment
Posted: Wed Jan 10, 2007 10:22 am
I prefer AMEX Blue Cash. I use it only for non-EDP(coupled with a Chase Plus Rewards for EDP) until reaching the $6500 tier, then I use it for EVERYTHING.
The Fidelity Investments 1.5% card can be linked to a simple money market account which has a miniscule management fee as do all MMAs.
Orchard offers a 2% card, usually for an annual fee of $39-$59, but provides ridiculously small credit limits. They're really a credit rebuilder outfit and are a pain in the rear to deal with.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: TomfromCT
Credit Expert (100+ Posts)
Posted: Wed Jan 10, 2007 10:38 am
Penfed is 1.25% on all purchases and 5 % on gas
_________________
91% Humor free posting since June, 2006
Avg FICO 645
2 reports full of perfection
*some comments stolen and/or paraphrased from mouse.
1 report with 1 derog.
I like sloppy joes in hot dog buns.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: angelo21
Posted: Wed Jan 10, 2007 11:16 am
You're only options may be only Amex Blue, Amez One, Chase Flex or Chase Free Cash.
Some have an annual fee after a year. They all fall into the % range yo've stated. I've seen one at 5% but it's only for an introductory period.
Do some comparative shopping and make sure you read the fine print first on the terms & conditions.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Guest: canadianpotatoes
Posted: Wed Jan 10, 2007 1:22 pm
LustfortheMoment wrote:
I prefer AMEX Blue Cash. I use it only for non-EDP(coupled with a Chase Plus Rewards for EDP) until reaching the $6500 tier, then I use it for EVERYTHING.
The Fidelity Investments 1.5% card can be linked to a simple money market account which has a miniscule management fee as do all MMAs.
Orchard offers a 2% card, usually for an annual fee of $39-$59, but provides ridiculously small credit limits. They're really a credit rebuilder outfit and are a pain in the rear to deal with.
Wow my girlfriend got so lucky to have that 2% cash back no annual fee household bank card. The limit is small compared to the standards of this board but it is fine for her basic month to month expenses.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 2:54 PM
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