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Friday, January 19, 2007

Discover Credit Card Offer too Good to be True?

Guest: Ed
Post subject: Discover Credit Card Offer too Good to be True?
Posted: Wed Jan 17, 2007 9:07 pm

I just got one in the mail and was curious If I make my payment it goes to the largest outstanding balance as I understand the offer. You must make two purchases each month. The balance on these two purchases will include interest and will not go down until the bt is paid off.

So here is my question. If I make those two purchases each month and I return the items for refund would this be credited to the bt or the purchase balance made that month? Is this a loop hole or has discover found a way to prevent this Just curious


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Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Jan 17, 2007 9:24 pm

Read the fine print about RETURNS


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Guest: Ed
Posted: Wed Jan 17, 2007 9:54 pm

the fine print says:

"Returns or other account adjustments may impact the total amount of eligible transactions"

What does "may" mean?

pretty ambigious if you ask me? Has anyone ever challanged this? I am sure their attornerys could argue the point "may could mean anything?


CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!



Guest: mouse
SENIOR MEMBER (Member for 2 yrs.+)
Posted: Wed Jan 17, 2007 10:32 pm

Ed wrote:
the fine print says:

"Returns or other account adjustments may impact the total amount of eligible transactions"

What does "may" mean?

pretty ambigious if you ask me? Has anyone ever challanged this? I am sure their attornerys could argue the point "may could mean anything?

"MAY" cause you to LOSE the 0.00%


CardRatings.com is the most comprehensive source for comparing credit card offers.  Please visit CardRatings.com to view the best rated credit cards!

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